Worcester County and Gardner City property record for 3 Jonathan St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1942 |
| Square Footage | 1,508 sqft Living Area |
| Lot Size | 5,740 sqft (0.132 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $98,000 (1988) |
| Tax Bill | $47.00 (2025) |
| Primary APN | M:N-27 B:0033 L:0025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,508 sqft Living Area |
| Gross Area | 2,759 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,740 sqft (0.132 acres) |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 3 JONATHAN ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1905 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 14 |
| Legal Lot Number | 25 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 707400 |
Source: Worcester County and Gardner City records · APN M:N-27 B:0033 L:0025
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 JONATHAN ST, GARDNER, MA 01440-1905 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed of Trust, Mortgage · Line of Credit ST MARYS CREDIT UNION |
| Jun 03, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance TD BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 22, 1988 · Amount on Record |
| Deed Sale | Jul 22, 1988 · Amount on Record |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 3 JONATHAN ST, GARDNER, MA 01440-1905 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 067357-281 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 67357/281 |
| Instrument | 35523 |
| Name | ST MARYS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 3 JONATHAN ST, GARDNER, MA 01440-1905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60493-297 |
|---|---|
| Date | Jun 03, 2019 |
| Book Page | 60493/297 |
| Instrument | 50378 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47.00 (-99.02%) | $330,800 (+3.76%) Land $72,600 Building $258,200 | $358,245 |
| 2024 | $4,779.00 (+8.22%) | $318,800 (+16.44%) Land $66,000 Building $252,800 | |
| 2023 | $4,416.00 | $273,800 Land $65,100 Building $208,700 |
3 Jonathan St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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