3 John Adams Ct, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 3 John Adams Ct, Naples, ME 04055

Property Summary

Property Type	Exempt (Full or Partial)
Details	1,008 sqft
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Jun 2023)
Tax Bill	$4,179 (2024)
Deeds & Mortgages	Dec 2024 Line of Credit Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:U52 L:0041`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:U52 L:0041`
Alternative APN	`3412`

Interior

Stories	2 Stories
Building Area	1,008 sqft Total Area

Exterior

Lot Area	50,094 sqft (1.15 acres)

Location & Zoning

Account Number	3412
Street Address	3 JOHN ADAMS CT
City	NAPLES
State	ME
Zip	04055-5050
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RES
Legal Subdivision	ENTITLED MADISON HTS SUB
Legal Lot Number	41
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2013
Census Tract	14001

Owner

3 John Adams Ct is owned by an individual who bought it in June 2023.

Source: Cumberland County and Naples Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	15 ALBION RD, WINDHAM, ME 04062-4329
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2024	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jun 21, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage EVERGREEN CU
Jul 2, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 10, 2019	Warranty Deed, Transfer NOT AVAILABLE
Oct 12, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2023 · Amount on File
Deed Sale	Jun 21, 2023 · Amount on File
Prior Sale	Dec 10, 2019
Deed Document Number	202319744
Deed Book / Page	40196 / 46
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	3 JOHN ADAMS CT, NAPLES, ME 04055-5050
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0411590245
Date	Dec 3, 2024
Book Page	41159/245
Instrument	45776

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAPLES ME
Recording Date	Jun 21, 2023
Property Address	3 JOHN ADAMS CT, NAPLES, ME 04055-5050
Document Number	0401960046
Book / Page	40196 / 46
Instrument Date	Jun 20, 2023
Instrument	19744
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ALBION RD, WINDHAM, ME 04062-4329

Mortgage

Document Number	0000019745
Date	Jun 21, 2023
Instrument	19745

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	3 JOHN ADAMS CT, NAPLES, ME 04055-5050
Document Number	0369380011
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 JOHN ADAMS CT NAPLES ME 040555050, NAPLES, ME 04055-5050

Mortgage

Document Number	0369380011
Date	Jul 17, 2020
Book Page	036938/000011
Instrument	40151

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2050

Interest

Rate Type	Adjustable Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAPLES ME
Recording Date	Dec 10, 2019
Property Address	3 JOHN ADAMS CT, NAPLES, ME 04055-5050
Document Number	0362450212
Book / Page	036245 / 000212
Instrument Date	Sep 30, 2019
Instrument	63796
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 JOHN ADAMS COURT-NAPLES NAPLES ME 04055, NAPLES, ME 04055

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPLES ME
Recording Date	Oct 12, 2017
Property Address	3 JOHN ADAMS CT, NAPLES, ME 04055-5050
Document Number	0343840339
Book / Page	034384 / 000339
Instrument Date	Oct 12, 2017
Instrument	52419
Transaction Type	Transfer
Record Updated	Nov 15, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	74 FROST HILL AVE LISBON FALLS ME 042521134, LISBON FALLS, ME 04252-1134

Tax Assessment & Valuation

Source: Cumberland County and Naples Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$449,343 (-) Land $90,900 Building $358,443
2024	$4,179.00 (+1.65%)	$449,343 (-) Land $90,900 Building $358,443
2023	$4,111.00 (+10.9%)	$449,343 (-) Land $90,900 Building $358,443
2022	$3,707.00	$449,343 Land $90,900 Building $358,443

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3 John Adams Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 John Adams Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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