3 Jersey Cir, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 3 Jersey Cir, Chesapeake, VA 23320 · Last verified September 2023

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,428 sqft · built 1979
Lot Size0.114 acres (5,009 sqft)
OwnerIndividual Name on File
Last Sale$178,000 (Jan 2019)
Tax Bill$1,738 (2019)
Deeds & MortgagesOct 2025 Line of Credit
Jan 2021 Refinance
+ 2 more
APN0209007000490

Property Details

APN / Parcel Number

Primary APN0209007000490

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,428 sqft Living Area
Gross Area1,692 sqft
1st Floor Area714 sqft
Upper Floors Area714 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,009 sqft (0.114 acres)
Lot Dimensions121 ft deep x 35 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area264 sqft
Patio Area21 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3 JERSEY CIR
CityCHESAPEAKE
StateVA
Zip23320-2429
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionJ-11 RESB IPSWICH TWNVL COL PK SEC 4 PHASE II PT 2
Legal SubdivisionIPSWICH
Legal Lot NumberJ
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1013
Census Tract20809

Owner

Source: Chesapeake City records · APN 0209007000490

Assessment roll updated August 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 JERSEY CIR, CHESAPEAKE, VA 23320-2429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2025Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC
Jan 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ATLANTIC BAY MORTGAGE GROUP LLC
Jan 09, 2019Warranty Deed, Transfer · VA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Mar 26, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 09, 2019 · Amount on Record
Deed SaleJan 09, 2019 · Amount on Record
Prior SaleMar 26, 2018 · Amount on Record
Deed Document Number0099791873
Deed Book / Page9979 / 1873
Record UpdatedJun 07, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address3 JERSEY CIR, CHESAPEAKE, VA 23320-2429
Transaction TypeMortgage
Record UpdatedOct 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010903/16
DateOct 08, 2025
Book Page10903/16
Instrument250023382
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 25, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address3 JERSEY CIR, CHESAPEAKE, VA 23320-2429
Transaction TypeMortgage
Record UpdatedFeb 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10301/1549
DateJan 29, 2021
Book Page10301/1549
Instrument210004373
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051
Interest
Rate TypeFixed Rate

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJan 09, 2019
Property Address3 JERSEY CIR, CHESAPEAKE, VA 23320-2429
Document Number9979/1873
Book / Page9979 / 1873
Instrument DateJan 07, 2019
Instrument190000711
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanySELECT SETTLEMENT GROUP LLC, SELECT SETTLEMENT GROUP INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 JERSEY CIR, CHESAPEAKE, VA 23320-2429

Mortgage

Document Number190000712
DateJan 09, 2019
Instrument190000712
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMar 26, 2018
Property Address3 JERSEY CIR, CHESAPEAKE, VA 23320-2429
Document Number9895/874
Book / Page9895 / 874
Instrument DateMar 20, 2018
Instrument180007433
Transaction TypeForeclosure
Record UpdatedSep 20, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 PENNSYLVANIA AVE, VIRGINIA BEACH, VA 23462-2512

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$228,200 (+13.25%) Land $70,000 Building $158,200$228,200 (+13.25%) Land $70,000 Building $158,200
2022$201,500 Land $60,000 Building $141,500$201,500 Land $60,000 Building $141,500
2019$1,738.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500208091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 422 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Cox Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Jersey Cir

Nearby Streets

Search Property Records by Address or Parcel Number