3 Jay Ct, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 3 Jay Ct, Carmel, NY 10512 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 916 sqft · built 1940
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Nov 2018)
Tax Bill	$9,409 (2024)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372200 33.72-1-23`

Property Details

APN / Parcel Number

Primary APN	`372200 33.72-1-23`
Alternative APNs	`220003307200010230000000` `086975`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	916 sqft Living Area
1st Floor Area	699 sqft
Attic	Attic
Attic Area	213 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2017
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	80 ft deep x 85 ft wide
View / Lot	Waterfront
Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	086975
Street Address	3 JAY CT
City	CARMEL
State	NY
Zip	10512-6044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	23.00
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	3
Census Block	3017
Census Tract	10400

Owner

Source: Putnam County and Kent Town records · APN 372200 33.72-1-23

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3 JAY CT, CARMEL, NY 10512-6044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 08, 2018 · Amount on Record
Deed Sale	Nov 08, 2018 · Amount on Record
Prior Sale	May 18, 2016 · Amount on Record
Deed Document Number	20181502957
Deed Book / Page	2094 / 480
Record Updated	Jun 08, 2026

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM NY
Recording Date	Nov 08, 2018
Property Address	3 JAY CT, CARMEL, NY 10512-6044
Document Number	0020940480
Book / Page	002094 / 000480
Instrument Date	Nov 05, 2018
Instrument	1502957
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	COURT STATE ABSTRACT INC, COURT ST ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 SOUTH ST #9E NEW YORK NY 100381417, 9E, NEW YORK, NY 10038-1417

Mortgage

Document Number	68690120
Date	Nov 08, 2018
Book Page	006869/000120
Instrument	1603086

Lender

Name	MUNICIPAL CU
Type	Credit Union
Address	NEW YORK, NY 10007

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 07, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Putnam County and Kent Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$329,000 (+64.5%) Land $60,000 Building $269,000	$329,000 (+13.18%) Land $60,000 Building $269,000
2024	$9,409.00
2023		$200,000 (-) Land $13,500 Building $186,500	$290,698 (+21.66%) Land $19,622 Building $271,076
2022		$200,000 Land $13,500 Building $186,500	$238,949 Land $16,129 Building $222,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360790104003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2011–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2015, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 202 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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