Rockland County and Ramapo Town property record for 3 James St, Suffern, NY 10901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1925 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Apr 2026) |
| Tax Bill | $11,707 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392607 55.45-1-41 |
| Primary APN | 392607 55.45-1-41 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 632 sqft |
| 2nd Floor Area | 520 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 290 ft deep x 100 ft wide |
| View / Lot | Suburban |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 432 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00340310000 |
|---|---|
| Street Address | 3 JAMES ST |
| City | SUFFERN |
| State | NY |
| Zip | 10901-6807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 41.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 11901 |
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 LYNCREST DR, MONSEY, NY 10952-1633 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 13, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage TSL |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jul 18, 2019 | Grant Deed, Transfer JADE NY TITLE AGENCY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 13, 2026 · Amount on Record |
| Deed Sale | Apr 13, 2026 · Amount on Record |
| Prior Sale | Jul 18, 2019 · Amount on Record |
| Deed Document Number | 202612624 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Apr 13, 2026 |
| Property Address | 3 JAMES ST, SUFFERN, NY 10901-6807 |
| Document Number | 0000012624 |
| Instrument Date | Mar 9, 2026 |
| Instrument | 202612624 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | TSL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 LYNCREST DR, MONSEY, NY 10952-1633 |
| Date | Apr 13, 2026 |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 3 JAMES ST, SUFFERN, NY 10901-6807 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000035766 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 2020-00035766 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jul 18, 2019 |
| Property Address | 3 JAMES ST, SUFFERN, NY 10901-6807 |
| Document Number | 0000020010 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 20010 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2019 |
| Title Company | JADE NY TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,040.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 39 OXFORD DR SUFFERN NY 109013955, SUFFERN, NY 10901-3955 |
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Suffern Village |
| Unified School District | Suffern Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $11,707.00 (+0.57%) | $33,800 (-) Land $12,800 Building $21,000 | $33,500 (-) |
| 2023 | $11,641.00 | $33,800 Land $12,800 Building $21,000 | $33,500 Land $12,686 Building $20,814 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1978–2001) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Jun 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFERN VILLAGE serves 12,000 people · EPA ID NY4303675 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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