3 James St, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 3 James St, Dover, NH 03820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 950 sqft · built 1955
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (Oct 2015)
Tax Bill$7,961 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Jun 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNDOVR M:I0076 B:G L

Property Details

APN / Parcel Number

Primary APNDOVR M:I0076 B:G L

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area950 sqft Living Area
1st Floor Area950 sqft
Basement Area950 sqft
Unfinished Basement950 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address3 JAMES ST
CityDOVER
StateNH
Zip03820-4558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12
Legal BlockG
JurisdictionDOVER CITY NH
Township / Civil DivisionDOVER
Census Block Group1
Census Block1023
Census Tract81102

Owner

Source: Strafford County and Dover City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3 JAMES ST, DOVER, NH 03820-4558
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2022Deed of Trust, Mortgage · Line of Credit
HOLY ROSARY CU
Jun 8, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NEWREZ LLC
Oct 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2015 · Amount on Record
Deed SaleOct 29, 2015 · Amount on Record
Prior SaleMay 31, 2012 · Amount on Record
Deed Document Number201514559
Deed Book / Page4334 / 940
Transfer Doc4446-511
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOVER CITY NH
Property Address3 JAMES ST, DOVER, NH 03820-4558
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005034-66
DateMay 19, 2022
Book Page5034/66
Instrument220007711
Lender
NameHOLY ROSARY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJun 1, 2047
Interest
Rate TypeAdjustable Rate

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOVER CITY NH
Property Address3 JAMES ST, DOVER, NH 03820-4558
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004915-909
DateJun 8, 2021
Book Page4915/909
Instrument210011542
Lender
NameNEWREZ LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOVER CITY NH
Property Address3 JAMES ST, DOVER, NH 03820-4558
Document Number0047050001
Instrument DateOct 24, 2019
Transaction TypeMortgage
Record UpdatedNov 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 JAMES ST DOVER NH 038204558, DOVER, NH 03820-4558

Mortgage

Document Number0047050001
DateOct 31, 2019
Book Page004705/000001
Instrument15517
Lender
NameNEWREZ LLC
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 30, 2049

Tax Assessment & Valuation

Source: Strafford County and Dover City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyStrafford County
MunicipalityDover City
Unified School DistrictDover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,961.00 (+8.31%)$404,500 (-) Land $160,500 Building $244,000
2024$7,350.00 (+7.8%)$404,500 (+10.94%) Land $160,500 Building $244,000$411,065
2023$6,818.00 (+4.65%)$364,600 (+11.02%) Land $160,500 Building $204,100
2022$6,515.00$328,400 Land $144,500 Building $183,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER DEPT
serves 29,000 people · EPA ID NH0651010
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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