3 James St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 3 James St, Beverly, MA 01915 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,098 sqft · built 1900
Lot Size	0.1 acres (4,343 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Mar 2014)
Tax Bill	$7,422 (2025)
Deeds & Mortgages	May 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`R10`

Property Details

APN / Parcel Number

Primary APN	`R10`
Alternative APNs	`BEVE M:0021 B:0244 L` `5100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,098 sqft Living Area
Gross Area	4,110 sqft
Basement Area	920 sqft
Unfinished Basement	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	4,343 sqft (0.1 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5100
Street Address	3 JAMES ST
City	BEVERLY
State	MA
Zip	01915-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	244
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	2
Census Block	2006
Census Tract	217500

Owner

Source: Essex County and Beverly City records · APN R10

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 JAMES ST, BEVERLY, MA 01915-3703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2014 · Amount on Record
Deed Sale	Mar 10, 2014 · Amount on Record
Deed Book / Page	33154 / 87
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	3 JAMES ST, BEVERLY, MA 01915-3703
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38510-177
Date	May 13, 2020
Book Page	38510/177
Instrument	20200513000130

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Essex County and Beverly City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,422.00 (+6.59%)	$675,300 (+8.92%) Land $431,400 Building $243,900	$769,215
2024	$6,963.00 (+4.41%)	$620,000 (+4.68%) Land $376,100 Building $243,900
2023	$6,669.00	$592,300 Land $348,400 Building $243,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092175002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force 9 of 10 on primary residences
Nearby Flood Claims	27 (1978–2011)
Claims Outside the SFHA	7 of 27
Most Recent Claim	Oct 2011, other causes
Flood Events	Extreme Weather Conditons And Flooding (Oct 1996), 4 claims Winter Coastal Storm (Dec 1992), 3 claims Coastal Storm (Oct 1991), 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.