3 Indigo Ter, Lake Worth Beach, FL 33460 Property Records

Palm Beach County property record for 3 Indigo Ter, Lake Worth Beach, FL 33460

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,810 sqft · built 1987
Lot Size	1.17 acres (51,309 sqft)
Owner	2 Trust Names on File
Tax Bill	$14,248 (2025)
Deeds & Mortgages	Oct 2023 Transfer May 2022 Transfer + 1 more
Flood Zone	Zone VE (high risk)
APN	`38-43-44-34-29-000-0050`

Property Details

APN / Parcel Number

Primary APN	`38-43-44-34-29-000-0050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,810 sqft Living Area
Gross Area	5,042 sqft
1st Floor Area	1,883 sqft
Upper Floors Area	1,927 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	51,309 sqft (1.17 acres)
Lot Dimensions	233 ft deep x 87 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	796 sqft

Exterior Amenities

Pool Area	94 sqft
Porch	Finished/Open Porch
Porch Area	436 sqft
Patio Area	917 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3 INDIGO TER
City	LAKE WORTH BEACH
State	FL
Zip	33460-5828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CON
Legal Description	INDIGO WATERS LT 5 & ABND PT OF CIR OF INDIGO TERRACE LYG NWLY OF & ADJ TO & 34-44-43~ PT OF TIITF DEED 23422 LYG E OF & ADJ TO
Legal Range	43E
Legal Township	44S
Legal Section	34
Legal Subdivision	INDIGO WATERS
Legal Lot Number	5
Jurisdiction	PALM BEACH FL
Township / Civil Division	LAKE WORTH
Census Block Group	2
Census Block	2000
Census Tract	5300

Owner

3 Indigo Ter is owner-occupied and held in a trust since November 2023.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	2 Trust Names on File
Mailing Address	3 INDIGO TER, LAKE WORTH BEACH, FL 33460-5828
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 6, 2022	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Jun 7, 2018	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 9, 2023
Transfer Doc	0349981733
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Oct 19, 2023
Property Address	3 INDIGO TER, LAKE WORTH, FL 33460-5828
Document Number	0346211859
Book / Page	34621 / 1859
Map Reference	MB 55 PG 26
Instrument Date	Oct 12, 2023
Instrument	20230358225
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 INDIGO TER, LAKE WORTH, FL 33460-5828

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3 INDIGO TER, LAKE WORTH, FL 33460-5828

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 6, 2022
Property Address	3 INDIGO TER, LAKE WORTH, FL 33460-5828
Document Number	0335371456
Book / Page	33537 / 1456
Instrument Date	Apr 19, 2022
Instrument	20220198810
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1055 122ND STREET OCEAN, 1055, MARATHON, FL 33050-3542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 INDIGO TER, LAKE WORTH BEACH, FL 33460-5828

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	3 INDIGO TER, LAKE WORTH, FL 33460-5828
Document Number	0299340751
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 INDIGO TER LAKE WORTH FL 334605828, LAKE WORTH, FL 33460-5828

Mortgage

Document Number	0299340751
Date	Jun 19, 2018
Book Page	029934/000751
Instrument	238072

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 3 Indigo Ter was $14,248, up 0.7% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Lake Worth Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,248.00 (+0.72%)	$674,753	$1,737,243 Land $1,590,509 Building $146,734
2024	$14,146.00 (+2.86%)
2023	$13,753.00 (+1.6%) Homeowner's exemption	$636,638 (+3.11%)	$1,357,717 (+21.19%) Land $1,185,923 Building $171,794
2022	$13,536.00 Homeowner's exemption	$617,416	$1,120,318 Land $972,930 Building $147,388

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Indigo Ter in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 140 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	322 units insured incl. 182 condo units
Nearby Flood Claims	36 (1979–2026)
Claims Outside the SFHA	5 of 36
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 4 claims Tropical Storm Mitch, Nov 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Indigo Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE WORTH BEACH UTILITIES serves 48,000 people · EPA ID FL4500773
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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