Essex County and Saugus Town property record for 3 Indian Rock Dr, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,714 sqft · built 1975 |
| Lot Size | 0.489 acres (21,305 sqft) |
| Owner | Individual Name on File |
| Last Sale | $950,000 (Apr 2023) |
| Tax Bill | $9,816 (2026) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Mar 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:017-D B:0003 L:0021 |
| Primary APN | SAUG M:017-D B:0003 L:0021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,714 sqft Living Area |
| Gross Area | 3,726 sqft |
| 1st Floor Area | 1,618 sqft |
| Basement Area | 1,566 sqft |
| Unfinished Basement | 470 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 21,305 sqft (0.489 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 4779002 |
|---|---|
| Street Address | 3 INDIAN ROCK DR |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Subdivision | INDIAN ROCK FARMS |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 208401 |
3 Indian Rock Dr is owned and occupied by an individual who bought it in April 2023.
Source: Essex County and Saugus Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 INDIAN ROCK DR, SAUGUS, MA 01906-1920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 1, 2022 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2023 · Amount on File |
| Deed Sale | Apr 7, 2023 · Amount on File |
| Prior Sale | Mar 1, 2022 · Amount on File |
| Deed Document Number | 20231490 |
| Deed Book / Page | 41510 / 488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Apr 7, 2023 |
| Property Address | 3 INDIAN ROCK DR, SAUGUS, MA 01906-1920 |
| Document Number | 041510-488 |
| Book / Page | 41510 / 488 |
| Instrument Date | Apr 7, 2023 |
| Instrument | 20230407001490 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 INDIAN ROCK DR, SAUGUS, MA 01906-1920 |
| Document Number | 230407001500 |
|---|---|
| Date | Apr 7, 2023 |
| Instrument | 230407001500 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Mar 1, 2022 |
| Property Address | 3 INDIAN ROCK DR, SAUGUS, MA 01906-1920 |
| Document Number | 040761-356 |
| Book / Page | 40761 / 356 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 20220301004760 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 INDIAN ROCK DR, SAUGUS, MA 01906-1920 |
The 2026 property tax bill for 3 Indian Rock Dr was $9,816, up 4.5% from the year before.
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,816.00 (+4.5%) | $942,000 (+7.11%) Land $475,500 Building $465,500 | $1,014,302 (-2.47%) |
| 2025 | $9,393.00 (+3.22%) | $879,500 (+2.93%) Land $432,800 Building $446,700 | $1,039,965 |
| 2024 | $9,100.00 (+11.02%) | $854,500 (+17.38%) Land $418,500 Building $436,000 | |
| 2023 | $8,197.00 | $728,000 Land $337,800 Building $390,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Indian Rock Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Indian Rock Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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