3 Independence Dr, Newnan, GA 30263 Property Records

Coweta County property record for 3 Independence Dr, Newnan, GA 30263

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,128 sqft · built 1980
Owner	Individual Name on File
Tax Bill	$668 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`085A 032`

Property Details

APN / Parcel Number

Primary APN	`085A 032`
Alternative APN	`12177`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,128 sqft Heated Area
1st Floor Area	1,296 sqft
2nd Floor Area	832 sqft
Flooring	Subfloor
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Terrain	Rolling
Garage Area	440 sqft
Porch	Open Porch
Porch Area	332 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12177
Old Parcel Number	085A032
Street Address	3 INDEPENDENCE DR
City	NEWNAN
State	GA
Zip	30263-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	H/L 39 HERITAGE HILLS S/D
Legal Subdivision	HERITAGE HILLS S/D
Legal Block	A
Legal Lot Number	39
Jurisdiction	COWETA GA
Township / Civil Division	NEWNAN
Census Block Group	3
Census Block	3000
Census Tract	170304

Owner

3 Independence Dr is owned and occupied by an individual who acquired it in July 2020.

Source: Coweta County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	3 INDEPENDENCE DR, NEWNAN, GA 30263-3113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES
Jan 5, 2021	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Jul 19, 2019	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SVGS BK
Mar 29, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Feb 17, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2020
Deed Sale	Jul 25, 2020
Deed Document Number	0005217469
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWETA GA
Property Address	3 INDEPENDENCE DR, NEWNAN, GA 30263-3113
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 INDEPENDENCE DR, NEWNAN, GA 30263-3113

Mortgage

Document Number	00053860000000748
Date	Aug 10, 2021
Book Page	0000005386/0000000748
Instrument	022747

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	216 Months
Due	Jan 1, 2039

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWETA GA
Property Address	3 INDEPENDENCE DR, NEWNAN, GA 30263-3113
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 INDEPENDENCE DR, NEWNAN, GA 30263-3113

Mortgage

Document Number	00052170000000472
Date	Jan 5, 2021
Book Page	0000005217/0000000472
Instrument	000316

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2045

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWETA GA
Property Address	3 INDEPENDENCE DR, NEWNAN, GA 30263-3113
Document Number	0049030762
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 INDEPENDENCE DR NEWNAN GA 302633113, NEWNAN, GA 30263-3113

Mortgage

Document Number	0049030762
Date	Aug 26, 2019
Book Page	004903/000762
Instrument	15138

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 25, 2034

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWETA GA
Property Address	3 INDEPENDENCE DR, NEWNAN, GA 30263-3113
Document Number	0048400131
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 INDEPENDENCE DR NEWNAN GA 302633113, NEWNAN, GA 30263-3113

Mortgage

Document Number	0048400131
Date	Apr 18, 2019
Book Page	004840/000131
Instrument	6036

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2049

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWETA GA
Property Address	3 INDEPENDENCE DR, NEWNAN, GA 30263-3113
Document Number	0045100012
Book / Page	004510 / 000012
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	Mar 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 INDEPENDENCE DR NEWNAN GA 302633113, NEWNAN, GA 30263-3113

Mortgage

Document Number	0045100012
Date	Mar 9, 2017
Book Page	004510/000012
Instrument	4030

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 8, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Independence Dr was $668 with exemptions applied.

Source: Coweta County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Coweta County
Unified School District	Coweta County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$668.00 Homeowner's exemption Senior Citizen's exemption	$89,034 Land $20,000 Building $69,034	$222,585 Land $50,000 Building $172,585
2023	$395.00 Homeowner's exemption Senior Citizen's exemption	$77,920 Land $20,000 Building $57,920	$194,800 Land $50,000 Building $144,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Independence Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Independence Dr is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COWETA WATER & SEWER AUTH. serves 92,907 people · EPA ID GA0770042
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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