3 Independence Cir, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 3 Independence Cir, Beverly, MA 01915

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,896 sqft · built 1996
Lot Size	0.357 acres (15,560 sqft)
Owner	Trust Name on Record
Last Sale	$1,554,900 (Apr 2025)
Tax Bill	$12,796 (2025)
Deeds & Mortgages	Feb 2026 Transfer Apr 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`11839`

Property Details

APN / Parcel Number

Primary APN	`11839`
Alternative APNs	`BEVE M:0084 B:025N L` `R15`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	3,896 sqft Living Area
Gross Area	6,554 sqft
Basement Area	1,874 sqft
Unfinished Basement	1,874 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,560 sqft (0.357 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	11839
Street Address	3 INDEPENDENCE CIR
City	BEVERLY
State	MA
Zip	01915-1578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	MAPLEWOOD VILLAGE
Legal Block	25N
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	1
Census Block	1014
Census Tract	217601

Owner

Source: Essex County and Beverly City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on Record
Mailing Address	3 INDEPENDENCE CIR, BEVERLY, MA 01915-1578
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 6, 2021	Deed of Trust, Mortgage · Line of Credit NORTHERN BANK & TRUST CO
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit NORTHERN BANK & TRUST CO
Apr 30, 2025	Quit Claim Deed, Transfer
Oct 20, 2022	Quit Claim Deed, Transfer Quitclaim
May 27, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FALL RIVER FIVE CENTS SAVINGS BANK
May 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Prior Sale	May 27, 2022 · Amount on Record
Deed Book / Page	42688 / 528
Last Transfer Date	Feb 10, 2026
Transfer Doc	043218-458
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Feb 10, 2026
Property Address	3 INDEPENDENCE CIR, BEVERLY, MA 01915-1578
Document Number	043218-458
Book / Page	43218 / 458
Instrument Date	Feb 10, 2026
Instrument	990
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 INDEPENDENCE CIR, BEVERLY, MA 01915-1578

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	3 INDEPENDENCE CIR, BEVERLY, MA 01915-1578
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	039736-444
Date	Apr 6, 2021
Book Page	39736/444
Instrument	20210406001540

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	3 INDEPENDENCE CIR, BEVERLY, MA 01915-1578
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	040849-219
Date	Apr 8, 2022
Book Page	40849/219
Instrument	20220408000720

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Apr 30, 2025
Property Address	3 INDEPENDENCE CIR, BEVERLY, MA 01915-1578
Document Number	042688-528
Book / Page	42688 / 528
Instrument Date	Apr 25, 2025
Instrument	20250430001290
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 INDEPENDENCE CIR, BEVERLY, MA 01915-1578

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Oct 20, 2022
Property Address	3 INDEPENDENCE CIR, BEVERLY, MA 01915-1578
Document Number	041256-325
Book / Page	41256 / 325
Instrument Date	Oct 19, 2022
Instrument	20221020002210
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 INDEPENDENCE CIR, BEVERLY, MA 01915-1578

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	May 27, 2022
Property Address	3 INDEPENDENCE CIR, BEVERLY, MA 01915-1578
Document Number	040965-341
Book / Page	40965 / 341
Instrument Date	May 27, 2022
Instrument	20220527004680
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 INDEPENDENCE CIR, BEVERLY, MA 01915-1578

Mortgage

Document Number	220527004690
Date	May 27, 2022
Instrument	220527004690

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	3 INDEPENDENCE CIR, BEVERLY, MA 01915-1578
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38545-499
Date	May 26, 2020
Book Page	38545/499
Instrument	20200526001340

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,796.00 (+1.27%)	$1,164,300 (+3.47%) Land $516,300 Building $648,000	$1,467,750
2024	$12,636.00 (+11.66%)	$1,125,200 (+11.96%) Land $477,200 Building $648,000
2023	$11,316.00	$1,005,000 Land $430,200 Building $574,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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