Rensselaer County and Troy City property record for 3 Howard St, Troy, NY 12180
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 720 sqft · built 1910 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $16,500 (Jun 2016) |
| Tax Bill | $4,421 (2026) |
| APN | 381700 111.68-6-8 |
| Primary APN | 381700 111.68-6-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 480 sqft |
| Upper Floors Area | 240 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,307 sqft (0.03 acres) |
| Lot Dimensions | 40 ft deep x 36.5 ft wide |
| Porch | Porch |
| Porch Area | 84 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 0605640 |
|---|---|
| Street Address | 3 HOWARD ST |
| City | TROY |
| State | NY |
| Zip | 12180-5948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TF |
| Legal Description | COTTAGE 12-29/PT19 |
| Legal Block | 6 |
| Legal Lot Number | 8.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 41000 |
3 Howard St is owned and occupied by an individual who bought it in June 2016.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 HOWARD ST, TROY, NY 12180-5948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2016 · Amount on File |
| Deed Sale | Jun 3, 2016 · Amount on File |
| Prior Sale | Dec 21, 2015 · Amount on File |
| Deed Book / Page | 7834 / 23 |
| Prior Transfer Date | Dec 4, 2015 |
| Prior Transfer Doc | 0076860343 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3 Howard St was $4,421, up 15.8% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,421.00 (+15.76%) | ||
| 2025 | $3,819.00 | $47,000 Land $4,500 Building $42,500 | $80,500 Land $7,707 Building $72,793 |
| 2023 | $47,000 (-) Land $4,500 Building $42,500 | $67,100 (+8.5%) Land $6,424 Building $60,676 | |
| 2022 | $2,231.00 | $47,000 Land $4,500 Building $42,500 | $61,842 Land $5,921 Building $55,921 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 3 Howard St.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3 Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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