3 Howard St, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 3 Howard St, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,222 sqft · built 1820
Lot Size	0.34 acres (14,802 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,922 (2025)
Deeds & Mortgages	Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0052 B:0009 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0052 B:0009 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,222 sqft Living Area
Gross Area	3,596 sqft
Basement Area	1,100 sqft
Unfinished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,802 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 HOWARD ST
City	TOWNSEND
State	MA
Zip	01469-1060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	9
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	3
Census Block	3000
Census Tract	301101

Owner

Source: Middlesex County and Townsend Town records · APN TOWN M:0052 B:0009 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	3 HOWARD ST, TOWNSEND, MA 01469-1060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 09, 2017
Deed Sale	Nov 09, 2017
Prior Sale	Dec 07, 2015 · Amount on Record
Deed Book / Page	70207 / 471
Transfer Doc	070207-471
Record Updated	Sep 20, 2026

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Nov 09, 2017
Property Address	3 HOWARD ST, TOWNSEND, MA 01469-1060
Document Number	70207-471
Book / Page	070207 / 000471
Instrument Date	Nov 03, 2017
Instrument	182270
Transaction Type	Transfer
Record Updated	Nov 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3 HOWARD ST TOWNSEND MA 014691060, TOWNSEND, MA 01469-1060

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,922.00 (+2.98%)	$476,700 (+2.19%) Land $77,300 Building $399,400	$469,300 (+4.22%)
2024	$6,722.00 (-1.73%)	$466,500 (+4.08%) Land $77,300 Building $389,200	$450,300
2023	$6,840.00	$448,200 Land $73,200 Building $375,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1987–2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Based on FCC filings for 114 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWNSEND WATER DEPARTMENT serves 6,832 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.