3 Howard Ct, Woburn, MA 01801 Property Records

Middlesex County and Woburn City property record for 3 Howard Ct, Woburn, MA 01801

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,458 sqft · built 1850
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Dec 1993)
Tax Bill	$7,243 (2025)
Deeds & Mortgages	May 2021 Line of Credit Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`376819353352 0`

Property Details

APN / Parcel Number

Primary APN	`376819353352 0`
Alternative APN	`WOBU M:71 B:03 L:35 U:00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,458 sqft Living Area
Gross Area	4,504 sqft
1st Floor Area	1,373 sqft
Attic	Attic
Attic Area	525 sqft
Basement Area	1,373 sqft
Unfinished Basement	1,373 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	376819353352 0
Street Address	3 HOWARD CT
City	WOBURN
State	MA
Zip	01801-5805
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-1
Legal Block	3
Legal Lot Number	35
Jurisdiction	WOBURN MA
Township / Civil Division	WOBURN
Census Block Group	1
Census Block	1006
Census Tract	333100

Owner

3 Howard Ct, a duplex, is owned and occupied by an individual who acquired it in October 2020.

Source: Middlesex County and Woburn City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 HOWARD CT, WOBURN, MA 01801-5805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Nov 5, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 1993 · Amount on File
Deed Sale	Dec 15, 1993 · Amount on File
Last Transfer Date	Oct 30, 2020
Transfer Doc	76089-530
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOBURN MA
Property Address	3 HOWARD CT, WOBURN, MA 01801-5805
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077709-80
Date	May 6, 2021
Book Page	77709/80
Instrument	103669

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOBURN MA
Recording Date	Nov 5, 2020
Property Address	3 HOWARD CT, WOBURN, MA 01801-5805
Document Number	76089-530
Book / Page	76089 / 530
Instrument Date	Oct 30, 2020
Instrument	205824
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HOWARD CT, WOBURN, MA 01801-5805

Mortgage

Document Number	76089-533
Date	Nov 5, 2020
Book Page	76089/533
Instrument	205825

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3 Howard Ct was $7,243, up 9.9% from the year before.

Source: Middlesex County and Woburn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Woburn City
Unified School District	Woburn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,243.00 (+9.88%)	$848,100 (+3.69%) Land $385,000 Building $463,100	$847,572
2024	$6,592.00 (+21.11%)	$817,900 (+30.74%) Land $366,700 Building $451,200
2023	$5,443.00	$625,600 Land $333,400 Building $292,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Howard Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Howard Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOBURN WATER DEPT. serves 40,876 people · EPA ID MA3347000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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