Suffolk County and Smithtown Town property record for 3 Howard Ct, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,042 sqft · built 1964 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Oct 2019) |
| Tax Bill | $18,421 (2024) |
| Deeds & Mortgages | Oct 2019 Sale Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 74.-2-14 |
| Primary APN | 473489 74.-2-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,042 sqft Living Area |
| Gross Area | 2,488 sqft |
| 1st Floor Area | 1,021 sqft |
| 2nd Floor Area | 1,021 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 23,087 sqft (0.53 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 446 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | S80188 |
|---|---|
| Street Address | 3 HOWARD CT |
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-1521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-450051 TC-66 *3726 LOT 12 LANDING HILL SEC 1 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 134902 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 HOWARD CT, SMITHTOWN, NY 11787-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2019 | Deed, Transfer |
| Oct 10, 2017 | Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2019 · Amount on Record |
| Deed Sale | Oct 23, 2019 · Amount on Record |
| Prior Sale | Oct 10, 2017 · Amount on Record |
| Deed Book / Page | 13033 / 597 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 23, 2019 |
| Property Address | 3 HOWARD CT, SMITHTOWN, NY 11787-1521 |
| Document Number | 0130330597 |
| Book / Page | 13033 / 597 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 10, 2017 |
| Property Address | 3 HOWARD CT, SMITHTOWN, NY 11787-1521 |
| Document Number | 0129320865 |
| Book / Page | 012932 / 000865 |
| Instrument Date | Sep 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Title Company | UNITED LAND ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,940.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 51 HAMPTON AVE ALBERTSON NY 115072005, ALBERTSON, NY 11507-2005 |
| Document Number | 228620758 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 022862/000758 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 9, 2047 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,447 (-) Land $500 Building $6,947 | $930,875 (+10,774.71%) Land $62,500 Building $868,375 | |
| 2024 | $18,421.00 | ||
| 2023 | $7,447 Land $500 Building $6,947 | $8,560 Land $575 Building $7,985 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1991) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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