Bergen County and Oakland Borough property record for 3 Hopper St, Oakland, NJ 07436
| Property Type | Single Family Home |
|---|---|
| Details | 4,566 sqft · built 2017 |
| Lot Size | 0.416 acres (18,121 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,507,500 (Sep 2025) |
| Tax Bill | $23,408 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Oct 2018 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-03702-0000-00012 |
| Primary APN | 42-03702-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,566 sqft Living Area |
| 1st Floor Area | 4,566 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Frame |
| Lot Area | 18,121 sqft (0.416 acres) |
| Lot Dimensions | 125 ft deep x 150 ft wide |
| Old Parcel Number | 42033010400003 |
|---|---|
| Street Address | 3 HOPPER ST |
| City | OAKLAND |
| State | NJ |
| Zip | 07436-3206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA2 |
| Legal Description | 0.416 AC |
| Legal Block | 3702 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | OAKLAND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 39300 |
Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 HOPPER ST, OAKLAND, NJ 07436-3206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Oct 19, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance BOILING SPRINGS SAVINGS BANK |
| Oct 13, 2017 | Deed, Transfer BOILING SPRING SVGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 12, 2025 · Amount on Record |
| Deed Sale | Sep 12, 2025 · Amount on Record |
| Prior Sale | Oct 13, 2017 · Amount on Record |
| Deed Document Number | 202562933 |
| Deed Book / Page | 5598 / 1648 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 12, 2025 |
| Property Address | 3 HOPPER ST, OAKLAND, NJ 07436-3206 |
| Document Number | 0055981648 |
| Book / Page | 5598 / 1648 |
| Instrument Date | Jun 25, 2025 |
| Instrument | 2025062933 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,790.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 BROOKVALE RD, KINNELON, NJ 07405-2275 |
| Name | Verified Name |
|---|---|
| Address | 3 HOPPER ST, OAKLAND, NJ 07436-3206 |
| Document Number | 2025062934 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 2025062934 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.8% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 HOPPER ST, OAKLAND, NJ 07436-3206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030860273 |
|---|---|
| Date | Oct 19, 2018 |
| Book Page | 3086/273 |
| Instrument | 18-074674 |
| Name | BOILING SPRINGS SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 13, 2017 |
| Property Address | 3 HOPPER ST, OAKLAND, NJ 07436-3206 |
| Document Number | 0027502020 |
| Book / Page | 02750 / 2020 |
| Instrument Date | Sep 18, 2017 |
| Instrument | 17-076791 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 131 VALLEY RD, 131, WAYNE, NJ 07470-3948 |
| Name | Verified Name |
|---|---|
| Address | 3 HOPPER ST, OAKLAND, NJ 07436-3206 |
| Document Number | 0027502026 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 02750/2026 |
| Instrument | 17-076791.01 |
| Name | BOILING SPRING SVGS BANK |
|---|---|
| Type | Bank |
| Address | RUTHERFORD, NJ 07070 |
| Amount | Amount Recorded |
|---|
Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oakland Borough |
| Elementary School District | Oakland Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,162,900 (+8.55%) Land $329,900 Building $833,000 | $1,162,900 (+8.55%) Land $329,900 Building $833,000 | |
| 2025 | $23,408.00 (+1.77%) | $1,071,300 (+7.13%) Land $312,800 Building $758,500 | $1,071,300 (+7.13%) Land $312,800 Building $758,500 |
| 2024 | $23,000.00 (-0.72%) | $1,000,000 (+2.47%) Land $283,700 Building $716,300 | $1,000,000 (+2.47%) Land $283,700 Building $716,300 |
| 2023 | $23,167.00 (-4.47%) | $975,900 Land $267,600 Building $708,300 | $975,900 Land $267,600 Building $708,300 |
| 2022 | $24,251.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1984–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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