3 Hope Ter, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 3 Hope Ter, Wakefield, MA 01880

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,492 sqft · built 1938
Lot Size0.195 acres (8,503 sqft)
Owner2 Individual Names on File
Tax Bill$6,533 (2025)
Deeds & MortgagesDec 2022 Mortgage
May 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN69905

Property Details

APN / Parcel Number

Primary APN69905
Alternative APN
  • WAKE M:000037 B:0151 P:0000W2

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,492 sqft Living Area
Gross Area2,424 sqft
Basement Area868 sqft
Unfinished Basement868 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1957
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area8,503 sqft (0.195 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number69905
Street Address3 HOPE TER
CityWAKEFIELD
StateMA
Zip01880-4903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal Block151
JurisdictionWAKEFIELD MA
Township / Civil DivisionWAKEFIELD
Census Block Group1
Census Block1002
Census Tract335302

Owner

3 Hope Ter is owned and occupied by two individuals.

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3 HOPE TER, WAKEFIELD, MA 01880-4903
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Deed of Trust, Mortgage · ARM
QUICKEN LOANS INC
May 19, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Dec 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKEFIELD MA
Property Address3 HOPE TER, WAKEFIELD, MA 01880-4903
Transaction TypeMortgage
Record UpdatedDec 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number081067-441
DateDec 15, 2022
Book Page81067/441
Instrument182785
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeARM
AmountAmount on Record
Term349 Months
DueJan 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.63%
Type Change DateAug 1, 2028
IndexOther
Margin3

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKEFIELD MA
Property Address3 HOPE TER, WAKEFIELD, MA 01880-4903
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74707-333
DateMay 19, 2020
Book Page74707/333
Instrument75951
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJun 1, 2050

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKEFIELD MA
Property Address3 HOPE TER, WAKEFIELD, MA 01880-4903
Document Number70480-444
Book / Page070480 / 000444
Instrument DateDec 27, 2017
Transaction TypeMortgage
Record UpdatedJan 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70480-444
DateJan 8, 2018
Book Page070480/000444
Instrument2669
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3 Hope Ter was $6,533, up 1.9% from the year before.

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionWakefield Town
Unified School DistrictWakefield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,533.00 (+1.87%)$575,600 (+0.98%) Land $315,200 Building $260,400$722,760 (+11.8%)
2024$6,413.00 (+5.48%)$570,000 (+9.97%) Land $312,100 Building $257,900$646,475
2023$6,080.00$518,300 Land $283,500 Building $234,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Hope Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Hope Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAKEFIELD WATER DEPT
serves 27,090 people · EPA ID MA3305000
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880

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