3 Holt Ave, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 3 Holt Ave, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,527 sqft · built 1905
Lot Size	0.109 acres (4,750 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Mar 2019)
Tax Bill	$4,576 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-008-00010`

Property Details

APN / Parcel Number

Primary APN	`22-008-00010`
Alternative APN	`WORC M:22 B:008 L:00010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,527 sqft Living Area
Gross Area	2,888 sqft
1st Floor Area	864 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,750 sqft (0.109 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	22-008-00010
Street Address	3 HOLT AVE
City	WORCESTER
State	MA
Zip	01606-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	8
Legal Lot Number	10
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2008
Census Tract	730401

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 MICHIGAN RD, WORCESTER, MA 01606-1535
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Mar 12, 2019	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2019 · Amount on Record
Deed Sale	Mar 12, 2019 · Amount on Record
Prior Sale	May 28, 1993 · Amount on Record
Deed Document Number	201921543
Deed Book / Page	60138 / 222
Prior Transfer Date	Feb 11, 2019
Prior Transfer Doc	60138-222
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	3 HOLT AVE, WORCESTER, MA 01606-2440
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62197-89
Date	Apr 13, 2020
Book Page	62197/89
Instrument	36828

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 12, 2019
Property Address	3 HOLT AVE, WORCESTER, MA 01606-2440
Document Number	60138-222
Book / Page	060138 / 000222
Instrument Date	Feb 11, 2019
Instrument	21543
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,048.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 MICHIGAN RD WORCESTER MA 016061535, WORCESTER, MA 01606-1535

Mortgage

Document Number	60138-224
Date	Mar 12, 2019
Book Page	060138/000224
Instrument	21544

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2049

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,576.00 (+2.85%)	$344,600 (+2.16%) Land $99,100 Building $245,500	$424,618 (+15.2%)
2025	$4,449.00 (+8.57%)	$337,300 (+18.02%) Land $94,300 Building $243,000	$368,600 (-1.07%)
2024			$372,590
2023	$4,098.00	$285,800 Land $82,000 Building $203,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Verizon.

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