3 Holmes Ct, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 3 Holmes Ct, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	2,656 sqft · built 1992
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Aug 2017)
Tax Bill	$14,118 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00500-0000-00079`

Property Details

APN / Parcel Number

Primary APN	`06-00500-0000-00079`
Alternative APNs	`060050000079` `S001`

Interior

Building Area	2,656 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	42,253 sqft (0.97 acres)

Location & Zoning

Account Number	S001
Street Address	3 HOLMES CT
City	BRIDGEWATER
State	NJ
Zip	08807-2148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	500
Legal Lot Number	79
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	2
Census Block	2005
Census Tract	50902

Owner

3 Holmes Ct is owned and occupied by two individuals who bought it in August 2017.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 HOLMES CT, BRIDGEWATER, NJ 08807-2148
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2017 · Amount on File
Deed Sale	Aug 7, 2017 · Amount on File
Prior Sale	Feb 28, 2003
Deed Document Number	201731614
Deed Book / Page	6980 / 2169
Prior Transfer Date	Feb 14, 2003
Prior Transfer Doc	5311000856
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	3 HOLMES CT, BRIDGEWATER, NJ 08807-2148
Document Number	0000012256
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HOLMES CT BRIDGEWATER NJ 088072148, BRIDGEWATER, NJ 08807-2148

Mortgage

Document Number	0000012256
Date	Mar 20, 2020
Book Page	007198/002275
Instrument	12256

Lender

Name	POLICE & FIRE FCU
Address	BENSALEM, PA 19020

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Mar 19, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 3 Holmes Ct was $14,118, up 0.6% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$810,600 (+10.75%) Land $223,500 Building $587,100	$810,600 (+10.75%) Land $223,500 Building $587,100
2025	$14,118.00 (+0.56%)	$731,900 Land $203,500 Building $528,400	$731,900 Land $203,500 Building $528,400
2024	$14,039.00
2023		$648,700 Land $203,500 Building $445,200	$648,700 Land $203,500 Building $445,200
2022	$12,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Holmes Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Holmes Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20