3 Holly Dr, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 3 Holly Dr, Fairfield, NJ 07004

Property Summary

Property Type	Single Family Home
Details	2,009 sqft · built 1965
Lot Size	0.347 acres (15,120 sqft)
Owner	2 Individual Names on File
Last Sale	$227,000 (Jul 1994)
Tax Bill	$9,814 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`07-04508-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`07-04508-0000-00004`
Alternative APNs	`070450800004` `00002245`

Interior

Stories	1 Story
Building Area	2,009 sqft Living Area
1st Floor Area	2,009 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	15,120 sqft (0.347 acres)
Lot Dimensions	140 ft deep x 108 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00002245
Street Address	3 HOLLY DR
City	FAIRFIELD
State	NJ
Zip	07004-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	108X140
Legal Subdivision	HOLLY GARDENS
Legal Block	4508
Legal Lot Number	4
Jurisdiction	ESSEX NJ
Township / Civil Division	FAIRFIELD
Census Block Group	6
Census Block	6004
Census Tract	21601

Owner

3 Holly Dr is owned and occupied by two individuals who bought it in July 1994.

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 HOLLY DR, FAIRFIELD, NJ 07004-1325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 1994 · Amount on File
Deed Sale	Jul 15, 1994 · Amount on File
Deed Book / Page	5321 / 448
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	3 HOLLY DR, FAIRFIELD, NJ 07004-1325
Document Number	0000002298
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 HOLLY DR FAIRFIELD NJ 070041325, FAIRFIELD, NJ 07004-1325

Mortgage

Document Number	0000002298
Date	Jan 8, 2020
Instrument	2298

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3 Holly Dr was $9,814, down 2.6% from the year before.

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Fairfield Township
Elementary School District	Fairfield Township School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,600 (-) Land $250,400 Building $221,200	$471,600 (-) Land $250,400 Building $221,200
2025	$9,814.00 (-2.57%)	$471,600 Land $250,400 Building $221,200	$471,600 Land $250,400 Building $221,200
2024	$10,073.00
2023		$471,600 Land $250,400 Building $221,200	$471,600 Land $250,400 Building $221,200
2022	$9,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Holly Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 241 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	241 in force
Nearby Flood Claims	566 (1978–2023)
Claims Outside the SFHA	7 of 566
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Irene, Sep 2011 · 209 claims Severe Storms And Flooding, Mar 2010 · 80 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 79 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Holly Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20