Westerly Town property record for 3 Hillside Ter, Westerly, RI 02891 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1953 |
| Square Footage | 1,898 sqft Living Area |
| Lot Size | 17,258 sqft (0.396 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $239,000 (2014) |
| Tax Bill | $3,716.00 (2025) |
| Primary APN | WEST M:121 B:43 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,898 sqft Living Area |
| Gross Area | 3,614 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 17,258 sqft (0.396 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 13191275 |
|---|---|
| Street Address | 3 HILLSIDE TER |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3805 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 43 |
| Jurisdiction | WESTERLY RI |
| Minor Civil Division | WESTERLY |
| Census Blockgroup | 3 |
| Census Block | 3049 |
| Census Tract | 50902 |
Source: Westerly Town records · APN WEST M:121 B:43
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 HILLSIDE TER, WESTERLY, RI 02891-3805 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 02, 2026 | Deed of Trust, Mortgage FEDERAL SAVINGS BANK |
| Jan 11, 2024 | Deed of Trust, Mortgage · Stand Alone Refinance ROCKET MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 03, 2014 · Amount on Record |
| Deed Sale | Nov 03, 2014 · Amount on Record |
| Deed Doc Number | 20144913 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Apr 02, 2026 |
| Property Address | 3 HILLSIDE TER, WESTERLY, RI 02891-3805 |
| Document Number | 02026-4470 |
| Book / Page | 2026 / 4470 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20261007 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001007, |
|---|---|
| Date | Apr 02, 2026 |
| Book Page | 2026/4470 |
| Instrument | 20261007 |
| Name | FEDERAL SAVINGS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 3 HILLSIDE TER, WESTERLY, RI 02891-3805 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 002024-396 |
|---|---|
| Date | Jan 11, 2024 |
| Book Page | 2024/396 |
| Instrument | 2024-99 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,716.00 (+5.21%) | $522,700 (+42.39%) Land $191,800 Building $330,900 |
| 2023 | $3,532.00 (+0.66%) | $367,100 (-) Land $137,000 Building $230,100 |
| 2022 | $3,509.00 | $367,100 Land $137,000 Building $230,100 |
3 Hillside Ter is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 62nd in Rhode Island |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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