3 Hillside Ave, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 3 Hillside Ave, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	2,580 sqft · built 1850
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Feb 2022)
Tax Bill	$21,806 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00015-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`03-00015-0000-00011`
Alternative APNs	`030001500011` `00000275`

Interior

Building Area	2,580 sqft Living Area

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1900
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide

Location & Zoning

Account Number	00000275
Street Address	3 HILLSIDE AVE
City	CALDWELL
State	NJ
Zip	07006-5203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	60X125
Legal Block	15
Legal Lot Number	11
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	3
Census Block	3006
Census Tract	21701

Owner

3 Hillside Ave is owned and occupied by two individuals who bought it in February 2022.

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 HILLSIDE AVE, CALDWELL, NJ 07006-5203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 12, 2022	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 23, 2022	Deed, Transfer · Commercial Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2022 · Amount on File
Deed Sale	Feb 23, 2022 · Amount on File
Deed Document Number	202217450
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	3 HILLSIDE AVE, CALDWELL, NJ 07006-5203
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	SERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HILLSIDE AVE, CALDWELL, NJ 07006-5203

Mortgage

Document Number	0000069724
Date	Nov 7, 2025
Instrument	2025069724

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 4, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 12, 2022
Property Address	3 HILLSIDE AVE, CALDWELL, NJ 07006-5203
Document Number	0000082985
Instrument Date	Sep 6, 2022
Instrument	2022082985
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	ATLANTIC TITLE AND ESCROW SERVICES L, ATLANTIC TTL & STLMT SVC LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 WARD PL, 215, SOUTH ORANGE, NJ 07079-2122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HILLSIDE AVE, CALDWELL, NJ 07006-5203

Mortgage

Document Number	0000082986
Date	Sep 12, 2022
Instrument	2022082986

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 23, 2022
Property Address	3 HILLSIDE AVE, CALDWELL, NJ 07006-5203
Document Number	0000017450
Instrument Date	Feb 4, 2022
Instrument	2022017450
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$936.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1440 HAMBURG TPKE # 118, 1440, WAYNE, NJ 07470-4078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 WARD PL, SOUTH ORANGE, NJ 07079-2122

Mortgage

Document Number	0000017451
Date	Feb 23, 2022
Instrument	2022017451

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	19 Months
Due	Sep 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 3 Hillside Ave was $21,806, up 2.3% from the year before.

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$669,500 (-) Land $247,000 Building $422,500	$669,500 (-) Land $247,000 Building $422,500
2025	$21,806.00 (+2.3%)	$669,500 Land $247,000 Building $422,500	$669,500 Land $247,000 Building $422,500
2024	$21,316.00
2023		$669,500 Land $247,000 Building $422,500	$669,500 Land $247,000 Building $422,500
2022	$19,988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Hillside Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Hillside Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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