3 Highview Cir, Horseheads, NY 14845 Property Records

Chemung County and Horseheads Town property record for 3 Highview Cir, Horseheads, NY 14845

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,220 sqft · built 1996
Lot Size0.66 acres (28,750 sqft)
OwnerIndividual Name on File
Last Sale$285,180 (Nov 2012)
Tax Bill$10,849 (2026)
Deeds & MortgagesMay 2005 Mortgage
Oct 2006 Mortgage
+ 3 more
APN073489 49.02-4-12.9

Property Details

APN / Parcel Number

Primary APN073489 49.02-4-12.9
Alternative APNs
  • 348904900200040120090000
  • 23059040

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,220 sqft Living Area
1st Floor Area1,128 sqft
2nd Floor Area1,092 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area28,750 sqft (0.66 acres)
Lot Dimensions297 ft deep x 213 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area120 sqft
Shed1 Shed
Shed Area257 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceWell

Location & Zoning

Account Number23059040
Street Address3 HIGHVIEW CIR
CityHORSEHEADS
StateNY
Zip14845-7287
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTH01
Legal DescriptionRIDGE HAVEN SUBDIVISION LOT 12
Legal Block4
Legal Lot Number12.009
JurisdictionCHEMUNG NY
Township / Civil DivisionHORSEHEADS
Census Block Group2
Census Block2001
Census Tract10702

Owner

3 Highview Cir is owned and occupied by an individual who bought it in November 2012.

Source: Chemung County and Horseheads Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address3 HIGHVIEW CIR, HORSEHEADS, NY 14845-7287
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 24, 2005Deed of Trust, Mortgage
RESOURCE BANK
Oct 31, 2006Deed of Trust, Mortgage
RESOURCE BANK
Nov 2, 2012Deed, Transfer
ELMIRA SAVINGS BANK
Aug 13, 2010Deed, Transfer · FHA Mortgage
WELLS FARGO BANK NA
May 24, 2005Deed, Transfer
RESOURCE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2012 · Amount on File
Deed SaleNov 2, 2012 · Amount on File
Prior SaleAug 13, 2010 · Amount on File
Deed Book / Page20120 / 25571
Record UpdatedOct 29, 2026

May 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEMUNG NY
Property Address3 HIGHVIEW CIR, HORSEHEADS, NY 14845-7287
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2005052400004251
DateMay 24, 2005
Instrument20050524-00004251
Lender
NameRESOURCE BANK
TypeBank
Agreement
AmountAmount on Record
Term152 Months
DueJan 1, 2018

October 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEMUNG NY
Property Address3 HIGHVIEW CIR, HORSEHEADS, NY 14845-7287
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2006103100010301
DateOct 31, 2006
Instrument20061031-00010301
Lender
NameRESOURCE BANK
TypeBank
Agreement
AmountAmount on Record
Term279 Months
DueJan 1, 2030

November 2012: Deed, Transfer

Document TypeDeed
JurisdictionCHEMUNG NY
Recording DateNov 2, 2012
Property Address3 HIGHVIEW CIR, HORSEHEADS, NY 14845-7287
Document Number0000020120/0000025571
Book / Page0000020120 / 0000025571
Instrument DateNov 2, 2012
Transaction TypeTransfer
Record UpdatedApr 16, 2026
Title CompanySTEVEN AGAN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 HIGHVIEW CIR, HORSEHEADS, NY 14845-7287
InvestorPossibly a Property Investor

Mortgage

Document Number2012110200225572
DateNov 2, 2012
Instrument20121102-00225572
Lender
NameELMIRA SAVINGS BANK
TypeBank
Agreement
AmountAmount on Record
Term350 Months
DueJan 1, 2042

August 2010: Deed, Transfer

Document TypeDeed
JurisdictionCHEMUNG NY
Recording DateAug 13, 2010
Property Address3 HIGHVIEW CIR, HORSEHEADS, NY 14845-7287
Document Number0000010081/0000030041
Book / Page0000010081 / 0000030041
Instrument DateAug 10, 2010
Transaction TypeTransfer
Record UpdatedApr 16, 2026
Title CompanyANTHONY F PAGANO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 HIGHVIEW CIR, HORSEHEADS, NY 14845-7287

Mortgage

Document Number2010081300005514
DateAug 13, 2010
Instrument20100813-00005514
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term305 Months
DueJan 1, 2036

May 2005: Deed, Transfer

Document TypeDeed
JurisdictionCHEMUNG NY
Recording DateMay 24, 2005
Property Address3 HIGHVIEW CIR, HORSEHEADS, NY 14845-7287
Document Number0000005052/0000040043
Book / Page0000005052 / 0000040043
Instrument DateMay 20, 2005
Transaction TypeTransfer
Record UpdatedApr 16, 2026
Title CompanySTEVEN AGAN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 HIGHVIEW CIR, HORSEHEADS, NY 14845-7287

Mortgage

Document Number2005052400004250
DateMay 24, 2005
Instrument20050524-00004250
Lender
NameRESOURCE BANK
TypeBank
Agreement
AmountAmount on Record
Term272 Months
DueJan 1, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 3 Highview Cir was $10,849, up 8.3% from the year before.

Source: Chemung County and Horseheads Town assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChemung County
County SubdivisionHorseheads Town
Unified School DistrictHorseheads Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,849.00 (+8.35%)
2025$10,013.00$367,300 Land $83,000 Building $284,300$417,400 Land $94,321 Building $323,079
2023$344,600 Land $83,000 Building $261,600$348,081 Land $83,838 Building $264,243
2020$3,000.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3 Highview Cir; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Highview Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Empire Long Distance
Fiber
1,000 / 100
Spectrum
Cable
1,000 / 35
Xtreme5G
Fixed Wireless
750 / 90
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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