McCracken County property record for 3 Highlands Dr, Paducah, KY 42001
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.43 acres (106,199 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $16,909 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-40-00-041.03 |
| Primary APN | 077-40-00-041.03 |
|---|---|
| Alternative APN |
|
| Lot Area | 106,199 sqft (2.43 acres) |
|---|
| Account Number | 44767 |
|---|---|
| Street Address | 3 HIGHLANDS DR |
| City | PADUCAH |
| State | KY |
| Zip | 42001-8904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21-2C-3 2.438 AC HIGHLANDS SUB DIV L3 |
| Legal Subdivision | HIGHLANDS SUB DIV |
| Legal Lot Number | 3 |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 31302 |
Source: McCracken County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 HIGHLANDS DR, PADUCAH, KY 42001-8904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Property Address | 3 HIGHLANDS DR, PADUCAH, KY 42001-8904 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3 HIGHLANDS DR, PADUCAH, KY 42001-8904 |
| Document Number | 0M1856/694 |
|---|---|
| Date | Oct 13, 2025 |
| Book Page | M1856/694 |
| Instrument | 726100 |
| Name | THE PADUCAH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PADUCAH, KY 42002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 25, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McCracken County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Unified School District | McCracken County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,901,000 (+7.09%) | $1,901,000 (+7.09%) | |
| 2025 | $16,909.00 (+0.34%) | $1,775,108 (+1.43%) | $1,775,108 (+1.43%) |
| 2023 | $16,851.00 (-0.82%) | $1,750,108 (-) | $1,750,108 (-) |
| 2022 | $16,991.00 | $1,750,108 | $1,750,108 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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