3 HIGHLAND CIR LUCAS TX 750027411, LUCAS, TX 75002-7411
Mortgage
Document Number
0002323850
Date
Dec 28, 2020
Instrument
2323850
Lender
Name
WYNDHAM CAP MTG
Type
Mortgage Company
Address
CHARLOTTE, NC 28211
Agreement
Amount
Amount on Record
Term
360 Months
Due
Dec 27, 2050
October 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
COLLIN TX
Recording Date
Oct 24, 2019
Property Address
3 HIGHLAND CIR, LUCAS, TX 75002-7411
Document Number
0001337640
Instrument Date
Oct 23, 2019
Instrument
1337640
Transaction Type
Transfer
Record Updated
Nov 11, 2019
Title Company
OTHER
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
3 HIGHLAND CIR ALLEN TX 750027411, ALLEN, TX 75002-7411
Mortgage
Document Number
1337650
Date
Oct 24, 2019
Instrument
1337650
Lender
Name
QUICKEN LNS
Type
Funding / Finance Company
Address
DETROIT, MI 48226-1906
Agreement
Amount
Amount on Record
Term
360 Months
Due
Oct 23, 2049
May 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
COLLIN TX
Property Address
3 HIGHLAND CIR, LUCAS, TX 75002-7411
Document Number
0000598040
Instrument Date
May 10, 2019
Transaction Type
Mortgage
Record Updated
Jun 6, 2019
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Married Couple
Address
3 HIGHLAND CIR LUCAS TX 750027411, LUCAS, TX 75002-7411
Mortgage
Document Number
0000598040
Date
May 28, 2019
Instrument
598040
Lender
Name
MISCELLANEOUS GOVT AGCY
Address
1700 CONGRESS AVE, AUSTIN, TX 78701-1436
Agreement
Amount
Amount on Record
Term
240 Months
Due
May 27, 2039
February 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
COLLIN TX
Recording Date
Feb 27, 2017
Property Address
3 HIGHLAND CIR, LUCAS, TX 75002-7411
Document Number
0000254610
Instrument Date
Feb 24, 2017
Instrument
254610
Transaction Type
Transfer
Record Updated
May 19, 2017
Title Company
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
3 HIGHLAND CIR LUCAS TX 750027411, LUCAS, TX 75002-7411
Mortgage
Document Number
254620
Date
Feb 27, 2017
Instrument
254620
Lender
Name
LENDING PTRS
Address
PLANO, TX 75024
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Feb 26, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 3 Highland Cir was $9,002 with a homeowner's exemption, down 15.4% from the year before.
Source: Collin County assessment roll, as of March 16, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Collin County
Municipality
Lucas City
Unified School District
Lovejoy Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$9,002.00 (-15.39%)Homeowner's exemption
$634,031Land $402,570Building $231,461
$634,031Land $402,570Building $231,461
2024
$10,640.00
2023
$695,039Land $306,720Building $388,319
$695,039Land $306,720Building $388,319
2022
$10,760.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 3 Highland Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
4 in force
Nearby Flood Claims
1 (2016)
Claims Outside the SFHA
1 of 1
Most Recent Claim
May 2016 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3 Highland Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood
0.04% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF LUCAS serves 8,378 people · EPA ID TX0430054
Water Source
Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection
Nov 2025
Lead
3 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025