3 High Ground Rd, Newcastle, ME 04553 Property Records

Lincoln County and Newcastle Town property record for 3 High Ground Rd, Newcastle, ME 04553

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,932 sqft · built 2003
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$526,000 (Aug 2023)
Tax Bill	$6,219 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NEWC M:008 L:018-2`

Property Details

APN / Parcel Number

Primary APN	`NEWC M:008 L:018-2`
Alternative APNs	`M:008 L:018=2` `1535`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,932 sqft Living Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	56,628 sqft (1.3 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1535
Street Address	3 HIGH GROUND RD
City	NEWCASTLE
State	ME
Zip	04553-3058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	15
Legal Subdivision	HIGH GROUND SUB
Legal Lot Number	18-2
Jurisdiction	NEWCASTLE ME
Township / Civil Division	NEWCASTLE
Census Block Group	2
Census Block	2006
Census Tract	975400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3 High Ground Rd is owned and occupied by two individuals who bought it in August 2023.

Source: Lincoln County and Newcastle Town records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 HIGH GROUND RD, NEWCASTLE, ME 04553-3058
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Aug 22, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Jul 31, 2020	Deed of Trust, Mortgage DAMARISCOTTA BK&TR
May 31, 2018	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2023 · Amount on File
Deed Sale	Aug 22, 2023 · Amount on File
Prior Sale	May 31, 2018 · Amount on File
Deed Document Number	202398977
Deed Book / Page	6028 / 79
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWCASTLE ME
Property Address	3 HIGH GROUND RD, NEWCASTLE, ME 04553-3058
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058450130
Date	Feb 8, 2022
Book Page	5845/130
Instrument	84220

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWCASTLE ME
Recording Date	Aug 22, 2023
Property Address	3 HIGH GROUND RD, NEWCASTLE, ME 04553-3058
Document Number	0060280079
Book / Page	6028 / 79
Instrument Date	Aug 21, 2023
Instrument	98977
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	152 OLD BAY RD, BELCHERTOWN, MA 01007-9348

Mortgage

Document Number	0000098978
Date	Aug 22, 2023
Instrument	98978

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWCASTLE ME
Property Address	3 HIGH GROUND RD, NEWCASTLE, ME 04553-3058
Document Number	0055640119
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HIGH GROUND RD NEWCASTLE ME 045533058, NEWCASTLE, ME 04553-3058

Mortgage

Document Number	0055640119
Date	Aug 11, 2020
Book Page	005564/000119
Instrument	63946

Lender

Name	DAMARISCOTTA BK&TR
Type	Bank
Address	DAMARISCOTTA, ME 04543-0999

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWCASTLE ME
Recording Date	May 31, 2018
Property Address	3 HIGH GROUND RD, NEWCASTLE, ME 04553-3058
Document Number	0052610132
Book / Page	005261 / 000132
Instrument Date	May 30, 2018
Instrument	38534
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 HIGH GROUND RD NEWCASTLE ME 045533058, NEWCASTLE, ME 04553-3058

Mortgage

Document Number	52620041
Date	May 31, 2018
Book Page	005262/000041
Instrument	38579

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTA, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 30, 2048

Mortgage

Document Number	52610134,
Date	May 31, 2018
Book Page	005261/000134
Instrument	38535

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3 High Ground Rd was $6,219, up 5.1% from the year before.

Source: Lincoln County and Newcastle Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Newcastle Town
Elementary School District	Great Salt Bay Community School District (KG - 08)
Secondary School District	Newcastle (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,219.00 (+5.14%)	$434,900 (-) Land $63,000 Building $371,900
2024	$5,915.00 (+38.36%)	$434,900 (+62.76%) Land $63,000 Building $371,900	$467,305
2023	$4,275.00 (+0.64%)	$267,200 (-) Land $50,400 Building $216,800
2022	$4,248.00	$267,200 Land $50,400 Building $216,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 High Ground Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–2001)
Most Recent Claim	Mar 2001 · Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 High Ground Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Tidewater O.P.E.N..

Cell Coverage

4G LTE (outdoors only), no 5G reported

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