3 Higgins Rd, Chichester, NH 03258 Property Records

Merrimack County and Chichester Town property record for 3 Higgins Rd, Chichester, NH 03258

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,364 sqft · built 1888
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Sep 2017)
Tax Bill	$6,269 (2025)
Deeds & Mortgages	Jul 2021 Refinance Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHCH M:00002 B:000056 L:000000`

Property Details

APN / Parcel Number

Primary APN	`CHCH M:00002 B:000056 L:000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,364 sqft Living Area
Gross Area	2,642 sqft

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	3 HIGGINS RD
City	CHICHESTER
State	NH
Zip	03258-6103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	56
Jurisdiction	CHICHESTER TOWN NH
Township / Civil Division	CHICHESTER
Census Block Group	2
Census Block	2025
Census Tract	33000

Owner

Source: Merrimack County and Chichester Town records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 HIGGINS RD, CHICHESTER, NH 03258-6103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF NEW HAMPSHIRE
Sep 18, 2017	Warranty Deed, Transfer DAVID E SR & SYLVIA A CUSHMAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2017 · Amount on Record
Deed Sale	Sep 18, 2017 · Amount on Record
Deed Document Number	201717519
Deed Book / Page	3570 / 1007
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICHESTER TOWN NH
Property Address	3 HIGGINS RD, CHICHESTER, NH 03258-6103
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019096
Date	Jul 26, 2021
Book Page	3750/992
Instrument	202100019096

Lender

Name	BANK OF NEW HAMPSHIRE
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICHESTER TOWN NH
Recording Date	Sep 18, 2017
Property Address	3 HIGGINS RD, CHICHESTER, NH 03258-6103
Document Number	0035701007
Book / Page	003570 / 001007
Instrument Date	Sep 15, 2017
Instrument	17519
Transaction Type	Transfer
Record Updated	Oct 13, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 FERRIN RD CHICHESTER NH 032586305, CHICHESTER, NH 03258-6305

Mortgage

Document Number	35701011
Date	Sep 18, 2017
Book Page	003570/001011
Instrument	17520

Lender

Name	DAVID E SR & SYLVIA A CUSHMAN
Address	3 HIGGINS RD, CHICHESTER, NH 03258-6103
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Interest

Rate	4%

Tax Assessment & Valuation

Source: Merrimack County and Chichester Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Chichester Town
Elementary School District	Chichester School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,269.00 (+2.89%)	$351,600 (-) Land $182,400 Building $169,200
2024	$6,093.00 (+15.33%)	$351,600 (+62.25%) Land $182,400 Building $169,200
2023			$423,035
2022	$5,283.00	$216,700 Land $104,300 Building $112,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline, TDS Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

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