3 Higgins Dr, Vernon, NJ 07462 Property Records

Sussex County and Vernon Township property record for 3 Higgins Dr, Vernon, NJ 07462

Property Summary

Property TypeSingle Family Home
Details3,864 sqft · built 1997
Lot Size1.45 acres (63,554 sqft)
Owner2 Individual Names on File
Last Sale$377,500 (Apr 2016)
Tax Bill$15,606 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN22-00490-0000-00024

Property Details

APN / Parcel Number

Primary APN22-00490-0000-00024
Alternative APN
  • 22002010200018

Interior

Stories2 Stories
Building Area3,864 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area63,554 sqft
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number22002010200018
Street Address3 HIGGINS DR
CityVERNON
StateNJ
Zip07462-3024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionPEGASUS
Legal Block490
Legal Lot Number24
JurisdictionSUSSEX NJ
Township / Civil DivisionVERNON
Census Block Group4
Census Block4002
Census Tract371502

Owner

3 Higgins Dr is owned and occupied by two individuals who bought it in April 2016.

Source: Sussex County and Vernon Township records, as of July 6, 2026

Owner of Record2 Individual Names on File
Mailing Address3 HIGGINS DR, VERNON, NJ 07462-3024
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Sep 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2016 · Amount on File
Deed SaleApr 22, 2016 · Amount on File
Prior SaleDec 4, 2001 · Amount on File
Deed Document Number201610057920
Deed Book / Page3388 / 887
Prior Transfer DateFeb 22, 2008
Prior Transfer Doc0032000881
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX NJ
Property Address3 HIGGINS DR, VERNON, NJ 07462-3024
Transaction TypeMortgage
Record UpdatedFeb 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 HIGGINS DR, VERNON, NJ 07462-3024

Mortgage

Document Number0100830141
DateJan 3, 2022
Book Page10083/141
Instrument20220103010001550
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term474 Months
DueJul 15, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX NJ
Property Address3 HIGGINS DR, VERNON, NJ 07462-3024
Transaction TypeMortgage
Record UpdatedOct 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0100220256
DateSep 7, 2021
Book Page10022/256
Instrument20210907010276930
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term289 Months
DueOct 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 3 Higgins Dr was $15,606, up 11% from the year before.

Source: Sussex County and Vernon Township assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySussex County
County SubdivisionVernon Township
Unified School DistrictVernon Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$665,500 (-) Land $234,600 Building $430,900$665,500 (-) Land $234,600 Building $430,900
2025$15,606.00 (+11.01%)$665,500 Land $234,600 Building $430,900$665,500 Land $234,600 Building $430,900
2024$14,058.00
2023$528,600 Land $147,300 Building $381,300$528,600 Land $147,300 Building $381,300
2022$13,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Higgins Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2010–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Higgins Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Alteva of Warwick
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Planet Networks.

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