3 Hickory St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 3 Hickory St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,232 sqft · built 1934
Lot Size	0.119 acres (5,184 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Mar 2009)
Tax Bill	$10,415 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00495-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`03-00495-0000-00004`
Alternative APNs	`030049500004` `5773008`

Interior

Stories	2 Stories
Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Construction Type	Frame
Lot Area	5,184 sqft (0.119 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	5773008
Street Address	3 HICKORY ST
City	CRANFORD
State	NJ
Zip	07016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIVERSIDE PARK
Legal Block	495
Legal Lot Number	4
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	1
Census Block	1000
Census Tract	37300

Owner

3 Hickory St is owned and occupied by two individuals who bought it in March 2009.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 HICKORY ST, CRANFORD, NJ 07016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage JERSEY MORTGAGE CO
Jan 22, 2020	Grant Deed, Transfer · Conventional with PMI JERSEY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2009 · Amount on File
Deed Sale	Mar 20, 2009 · Amount on File
Prior Sale	Jun 29, 2004 · Amount on File
Deed Document Number	2009203518
Deed Book / Page	5756 / 235
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	3 HICKORY ST, CRANFORD, NJ 07016
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150942671
Date	Nov 4, 2021
Book Page	15094/2671
Instrument	24340

Lender

Name	JERSEY MORTGAGE CO
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jan 22, 2020
Property Address	3 HICKORY ST, CRANFORD, NJ 07016
Document Number	0063562225
Book / Page	006356 / 002225
Instrument Date	Jan 14, 2020
Instrument	321354
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	MAIN STREET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 HICKORY ST CRANFORD NJ 07016, CRANFORD, NJ 07016

Mortgage

Document Number	146432536
Date	Jan 22, 2020
Book Page	014643/002536
Instrument	685564

Lender

Name	JERSEY MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3 Hickory St was $10,415, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,700 (-) Land $67,200 Building $76,500	$143,700 (-) Land $67,200 Building $76,500
2025	$10,415.00 (+6.92%)	$143,700 Land $67,200 Building $76,500	$143,700 Land $67,200 Building $76,500
2024	$9,741.00
2023		$143,700 Land $67,200 Building $76,500	$143,700 Land $67,200 Building $76,500
2022	$9,501.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Hickory St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	46 (1978–2021)
Claims Outside the SFHA	33 of 46
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Irene, Sep 2011 · 15 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Hickory St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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