3 Heritage Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 3 Heritage Rd, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,120 sqft · built 2003
Lot Size	0.475 acres (20,703 sqft)
Owner	2 Individual Names on Record
Last Sale	$416,562 (Dec 2003)
Tax Bill	$7,233 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:41 B:106 L:5`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:41 B:106 L:5`
Alternative APN	`M:0041 B:0106 L:0005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,120 sqft Living Area
Gross Area	4,204 sqft
1st Floor Area	1,060 sqft
Basement Area	1,060 sqft
Unfinished Basement	715 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,703 sqft (0.475 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 HERITAGE RD
City	DRACUT
State	MA
Zip	01826-4300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	FOREST EDGE
Legal Block	106
Legal Lot Number	5
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3022
Census Tract	314101

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 HERITAGE RD, DRACUT, MA 01826-4300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Line of Credit MERRIMACK VALLEY FCU
Nov 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MERRIMACK VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2003 · Amount on Record
Deed Sale	Dec 16, 2003 · Amount on Record
Deed Document Number	2003143013
Deed Book / Page	16659 / 197
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	3 HERITAGE RD, DRACUT, MA 01826-4300
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035918-102
Date	Jun 24, 2021
Book Page	35918/102
Instrument	37312

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	3 HERITAGE RD, DRACUT, MA 01826-4300
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34887-45
Date	Nov 9, 2020
Book Page	34887/45
Instrument	57142

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2030

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,233.00 (+1.26%)	$748,000 (+5.98%) Land $259,700 Building $488,300	$735,110 (-)
2025	$7,143.00 (+2.73%)	$705,800 (+6.07%) Land $238,200 Building $467,600	$735,110 (-1.38%)
2024	$6,953.00 (+3.13%)	$665,400 (+14.29%) Land $226,800 Building $438,600	$745,370
2023	$6,742.00	$582,200 Land $197,300 Building $384,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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