3 Henry St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 3 Henry St, Chicopee, MA 01020 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1965
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Dec 2025)
Tax Bill	$3,441 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`448-00035`

Property Details

APN / Parcel Number

Primary APN	`448-00035`
Alternative APN	`CHIC M:0448 P:00035`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	960 sqft
Basement Area	264 sqft
Unfinished Basement	264 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,400 sqft (0.124 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	448-00035
Street Address	3 HENRY ST
City	CHICOPEE
State	MA
Zip	01020-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4024
Census Tract	811200

Owner

Source: Hampden County and Chicopee City records · APN 448-00035

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 HENRY ST, CHICOPEE, MA 01020-1221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Deed Book / Page	26150 / 84
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 15, 2025
Property Address	3 HENRY ST, CHICOPEE, MA 01020-1221
Document Number	0026150-84
Book / Page	26150 / 84
Instrument Date	Dec 12, 2025
Instrument	59859
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 HENRY ST, CHICOPEE, MA 01020-1221

Mortgage

Document Number	0000059860
Date	Dec 15, 2025
Instrument	59860

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 01, 2036
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,441.00 (+5.39%)	$227,000 (+2.62%) Land $86,200 Building $140,800	$265,145
2024	$3,265.00 (+5.8%)	$221,200 (+8.59%) Land $84,500 Building $136,700
2023	$3,086.00	$203,700 Land $76,800 Building $126,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138112004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.