3 Hemlock St, Middletown, RI 02842 Property Records

Middletown Town property record for 3 Hemlock St, Middletown, RI 02842

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,652 sqft · built 1963
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Sep 2017)
Tax Bill$6,302 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Feb 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN201800073

Property Details

APN / Parcel Number

Primary APN201800073
Alternative APN
  • MIDD M:0125 B:00 L:135

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,652 sqft Living Area
Gross Area2,688 sqft
1st Floor Area1,148 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number201800073
Street Address3 HEMLOCK ST
CityMIDDLETOWN
StateRI
Zip02842-5307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal Lot Number135
JurisdictionMIDDLETOWN RI
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1037
Census Tract40400

Owner

Source: Middletown Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3 HEMLOCK ST, MIDDLETOWN, RI 02842-5307
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2026Deed of Trust, Mortgage · Line of Credit
BANKNEWPORT
Feb 23, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
HOMESTEAD FUNDING CORP
Jan 16, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
HOMESTEAD FUNDING CORP
Sep 21, 2017Warranty Deed, Transfer
MOVEMENT MTG LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2017 · Amount on Record
Deed SaleSep 21, 2017 · Amount on Record
Prior SaleMar 16, 2012 · Amount on Record
Deed Document Number20172323
Deed Book / Page1533 / 32
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN RI
Recording DateApr 14, 2026
Property Address3 HEMLOCK ST, MIDDLETOWN, RI 02842-5307
Document Number001904-117
Book / Page1904 / 117
Instrument DateApr 2, 2026
Instrument2026706
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 HEMLOCK ST, MIDDLETOWN, RI 02842-5307

Mortgage

Document Number0000000706,
DateApr 14, 2026
Book Page1904/117
Instrument2026706
Lender
NameBANKNEWPORT
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 1, 2051
Interest
Rate6%
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN RI
Property Address3 HEMLOCK ST, MIDDLETOWN, RI 02842-5307
Transaction TypeMortgage
Record UpdatedMar 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1700-279
DateFeb 23, 2021
Book Page1700/279
Instrument675
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN RI
Property Address3 HEMLOCK ST, MIDDLETOWN, RI 02842-5307
Transaction TypeMortgage
Record UpdatedMar 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1632-164
DateJan 16, 2020
Book Page1632/164
Instrument152
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDDLETOWN RI
Recording DateSep 21, 2017
Property Address3 HEMLOCK ST, MIDDLETOWN, RI 02842-5307
Document Number1533-32
Book / Page1533 / 32
Instrument2323
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$42.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number15330035
DateSep 21, 2017
Instrument01533/0035
Lender
NameMOVEMENT MTG LLC
Agreement
AmountAmount Recorded
Term360 Months
DueSep 21, 2047

Tax Assessment & Valuation

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionMiddletown Town
Unified School DistrictMiddletown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,302.00 (+34.17%)$534,500 (+43.26%) Land $328,400 Building $206,100$783,719
2023$4,697.00 (+4.73%)$373,100 (-) Land $222,000 Building $151,100
2022$4,485.00$373,100 Land $222,000 Building $151,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (1991–2023)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEWPORT-CITY OF
serves 42,155 people · EPA ID RI1592010
Water SourceSurface water
Last State InspectionOct 2022
Lead4 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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