Essex County and Beverly City property record for 3 Hemlock St, Beverly, MA 01915
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,836 sqft · built 1960 |
| Lot Size | 0.249 acres (10,833 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $510,000 (Dec 2018) |
| Tax Bill | $10,802 (2025) |
| Deeds & Mortgages | Jul 2024 Line of Credit May 2020 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R10 |
| Primary APN | R10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,836 sqft Living Area |
| Gross Area | 6,460 sqft |
| Basement Area | 2,715 sqft |
| Unfinished Basement | 2,715 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,833 sqft (0.249 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 8287 |
|---|---|
| Street Address | 3 HEMLOCK ST |
| City | BEVERLY |
| State | MA |
| Zip | 01915-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 26 |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 217602 |
Source: Essex County and Beverly City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 HEMLOCK ST, BEVERLY, MA 01915-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2024 | Deed of Trust, Mortgage · Line of Credit RIVER WORKS CREDIT UNION |
| May 26, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO |
| Nov 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO |
| Jan 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RIVER WORKS CU |
| Dec 7, 2018 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO |
| Sep 13, 2018 | Quit Claim Deed, Transfer FNDG C LENDINGHOME |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2018 · Amount on Record |
| Deed Sale | Dec 7, 2018 · Amount on Record |
| Prior Sale | Sep 13, 2018 · Amount on Record |
| Deed Book / Page | 37202 / 494 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 3 HEMLOCK ST, BEVERLY, MA 01915-2217 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042207-517 |
|---|---|
| Date | Jul 9, 2024 |
| Book Page | 42207/517 |
| Instrument | 20240709001980 |
| Name | RIVER WORKS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 3 HEMLOCK ST, BEVERLY, MA 01915-2217 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38547-483 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 38547/483 |
| Instrument | 20200526003040 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 3 HEMLOCK ST, BEVERLY, MA 01915-2217 |
| Document Number | 38063-218 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 HEMLOCK ST BEVERLY MA 019152217, BEVERLY, MA 01915-2217 |
| Document Number | 38063-218 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 038063/000218 |
| Instrument | 1126004070 |
| Name | WASHINGTON TR CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 3 HEMLOCK ST, BEVERLY, MA 01915-2217 |
| Document Number | 37328-443 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2019 |
| Name | Verified Name |
|---|---|
| Address | 3 HEMLOCK ST BEVERLY MA 019152217, BEVERLY, MA 01915-2217 |
| Document Number | 37328-443 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 037328/000443 |
| Instrument | 1902141410 |
| Name | RIVER WORKS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 13, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Dec 7, 2018 |
| Property Address | 3 HEMLOCK ST, BEVERLY, MA 01915-2217 |
| Document Number | 37202-494 |
| Book / Page | 37202 / 494 |
| Instrument Date | Dec 7, 2018 |
| Instrument | 20181207001890 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 HEMLOCK ST, BEVERLY, MA 01915-2217 |
| Document Number | 181207001900 |
|---|---|
| Date | Dec 7, 2018 |
| Instrument | 181207001900 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Sep 13, 2018 |
| Property Address | 3 HEMLOCK ST, BEVERLY, MA 01915-2217 |
| Document Number | 37010-485 |
| Book / Page | 037010 / 000485 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 1809133960 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2018 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 426 E 6TH ST #1 BOSTON MA 021273057, 1, BOSTON, MA 02127-3057 |
| Document Number | 37010-490 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 037010/000490 |
| Instrument | 1809133970 |
| Name | FNDG C LENDINGHOME |
|---|
| Amount | Amount Recorded |
|---|
Source: Essex County and Beverly City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,802.00 (+1.22%) | $982,900 (+3.43%) Land $551,500 Building $431,400 | $1,460,625 |
| 2024 | $10,672.00 (+2.56%) | $950,300 (+2.82%) Land $518,900 Building $431,400 | |
| 2023 | $10,406.00 | $924,200 Land $492,800 Building $431,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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