3 Hemlock Ln, Norfolk, MA 02056 Property Records

Norfolk County and Norfolk Town property record for 3 Hemlock Ln, Norfolk, MA 02056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,387 sqft · built 1969
Lot Size	1 acres (43,910 sqft)
Owner	Trust Name on File
Last Sale	$165,000 (Mar 2022)
Tax Bill	$11,425 (2026)
Deeds & Mortgages	Apr 2021 Refinance May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NORF M:0017 B:0055 L:0027`

Property Details

APN / Parcel Number

Primary APN	`NORF M:0017 B:0055 L:0027`
Alternative APN	`27`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,387 sqft Living Area
Gross Area	4,886 sqft
Basement Area	1,378 sqft
Unfinished Basement	1,378 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,910 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	27
Street Address	3 HEMLOCK LN
City	NORFOLK
State	MA
Zip	02056-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	NOON HILL ESTATES SEC B
Legal Block	55
Legal Lot Number	27
Jurisdiction	NORFOLK MA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1005
Census Tract	409101

Owner

Source: Norfolk County and Norfolk Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	3 HEMLOCK LN, NORFOLK, MA 02056-1166
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
May 10, 2021	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Mar 28, 2022	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2022 · Amount on File
Deed Sale	Mar 28, 2022 · Amount on File
Prior Sale	Feb 28, 2012
Deed Document Number	202227085
Deed Book / Page	40420 / 15
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK MA
Property Address	3 HEMLOCK LN, NORFOLK, MA 02056-1166
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039248-567
Date	Apr 8, 2021
Book Page	39248/567
Instrument	46096

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK MA
Property Address	3 HEMLOCK LN, NORFOLK, MA 02056-1166
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039375-175
Date	May 10, 2021
Book Page	39375/175
Instrument	61132

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELLINGHAM MA
Recording Date	Mar 28, 2022
Property Address	3 HEMLOCK LN, NORFOLK, MA 02056-1166
Document Number	0040420-15
Book / Page	40420 / 15
Instrument Date	Mar 28, 2022
Instrument	27085
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 33, BELLINGHAM, MA 02019-0033

Tax Assessment & Valuation

Source: Norfolk County and Norfolk Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Norfolk Town
Secondary School District	King Philip School District (07 - 12)
Elementary School District	Norfolk School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,425.00 (-0.47%)	$768,300 (+6.89%) Land $252,500 Building $515,800	$924,350 (+16.25%)
2025	$11,479.00 (+6.17%)	$718,800 (+3.51%) Land $202,000 Building $516,800	$795,150
2024	$10,812.00 (+8.23%)	$694,400 (+14.06%) Land $202,000 Building $492,400
2023	$9,990.00	$608,800 Land $202,000 Building $406,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1982–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORFOLK WATER DIVISION serves 7,602 people · EPA ID MA2208000
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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