3 Hemlock Dr, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 3 Hemlock Dr, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,551 sqft · built 1992
Lot Size	0.467 acres (20,351 sqft)
Owner	2 Company Names on Record
Last Sale	$280,000 (Sep 2010)
Tax Bill	$8,051 (2026)
Deeds & Mortgages	Jan 2024 Transfer Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0204 B:0000 L:41`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0204 B:0000 L:41`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,551 sqft Living Area
Gross Area	3,940 sqft
Basement Area	1,006 sqft
Unfinished Basement	503 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,351 sqft (0.467 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 HEMLOCK DR
City	HOLYOKE
State	MA
Zip	01040-9678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	41
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1004
Census Tract	812101

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3 HEMLOCK DR, HOLYOKE, MA 01040-9678
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Quit Claim Deed, Transfer Quitclaim
Mar 28, 2019	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Oct 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOLYOKE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2010 · Amount on Record
Deed Sale	Sep 30, 2010 · Amount on Record
Prior Sale	Mar 15, 2005 · Amount on Record
Deed Document Number	201058986
Deed Book / Page	18482 / 37
Last Transfer Date	Dec 6, 2023
Transfer Doc	025301-364
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jan 26, 2024
Property Address	3 HEMLOCK DR, HOLYOKE, MA 01040-9678
Document Number	025301-364
Book / Page	25301 / 364
Instrument Date	Dec 6, 2023
Instrument	3532
Transaction Type	Transfer
Record Updated	Feb 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HEMLOCK DR, HOLYOKE, MA 01040-9678

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	3 HEMLOCK DR, HOLYOKE, MA 01040-9678
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22602-128
Date	Mar 28, 2019
Book Page	22602/128
Instrument	15153

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	3 HEMLOCK DR, HOLYOKE, MA 01040-9678
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23474-576
Date	Oct 14, 2020
Book Page	23474/576
Instrument	59364

Lender

Name	HOLYOKE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,051.00 (+6.79%)	$461,900 (+6.97%) Land $70,800 Building $381,300	$490,663 (+9.96%)
2025	$7,539.00 (+3.79%)	$431,800 (+12.65%) Land $66,200 Building $365,600	$446,215 (-2.35%)
2024	$7,264.00 (+4.99%)	$383,300 (+3.93%) Land $63,000 Building $320,300	$456,950
2023	$6,919.00	$368,800 Land $63,000 Building $305,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Netafy Fixed Wireless	150 / 150
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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