Allegany County property record for 3 Helen Ct, Lavale, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,394 sqft · built 1963 |
| Lot Size | 0.239 acres (10,395 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,689 (2025) |
| Deeds & Mortgages | Sep 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-023069 |
| Primary APN | 29-023069 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,394 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,395 sqft (0.239 acres) |
| Lot Dimensions | 135 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 312 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 023069 |
|---|---|
| Street Address | 3 HELEN CT |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-2441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HELEN ST LOT 8 77X135 BROWN ADDN |
| Legal Subdivision | BROWN ADD |
| Legal Lot Number | 8 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 29, LA VALE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1401 |
3 Helen Ct is owned and occupied by two individuals.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 HELEN CT, CUMBERLAND, MD 21502-2441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Sep 3, 2019 |
| Property Address | 3 HELEN CT, LAVALE, MD 21502-2441 |
| Document Number | 0024930128 |
| Book / Page | 002493 / 000128 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 HELEN CT LAVALE MD 215022441, LAVALE, MD 21502-2441 |
The 2025 property tax bill for 3 Helen Ct was $1,689 with a homeowner's exemption.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,367 | $169,300 Land $25,900 Building $143,400 | |
| 2025 | $1,689.00 Homeowner's exemption | ||
| 2023 | $1,373.00 Homeowner's exemption | $135,600 | $145,500 Land $22,800 Building $122,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Helen Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 11 (1984–2004) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Sep 2004 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Helen Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016 |
|---|---|
| Water Source | Purchased surface water from CITY OF CUMBERLAND |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| SkyPacket Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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