3 Hearthstone Dr, Simsbury, CT 06070 Property Records

Simsbury Town property record for 3 Hearthstone Dr, Simsbury, CT 06070

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,355 sqft · built 1978
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$302,500 (Jun 2018)
Tax Bill	$9,962 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32097210`

Property Details

APN / Parcel Number

Primary APN	`32097210`
Alternative APN	`SIMS M:G07 B:116 L:42`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,355 sqft Living Area
Basement Area	1,195 sqft
Unfinished Basement	1,195 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	32097210
Street Address	3 HEARTHSTONE DR
City	SIMSBURY
State	CT
Zip	06070-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Block	116
Legal Lot Number	42
Jurisdiction	SIMSBURY CT
Township / Civil Division	SIMSBURY
Census Block Group	2
Census Block	2000
Census Tract	466300

Owner

Source: Simsbury Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3 HEARTHSTONE DR, SIMSBURY, CT 06070-2015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Balloon Mortgage LIBERTY BANK
Oct 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Jun 26, 2018	Warranty Deed, Transfer NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2018 · Amount on Record
Deed Sale	Jun 26, 2018 · Amount on Record
Deed Book / Page	931 / 502
Last Transfer Date	Apr 4, 2025
Transfer Doc	001039-619
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMSBURY CT
Property Address	3 HEARTHSTONE DR, SIMSBURY, CT 06070-2015
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	976-938
Date	Mar 5, 2021
Book Page	976/938

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMSBURY CT
Property Address	3 HEARTHSTONE DR, SIMSBURY, CT 06070-2015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	949-300
Date	Oct 29, 2019
Book Page	949/300

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SIMSBURY CT
Recording Date	Jun 26, 2018
Property Address	3 HEARTHSTONE DR, SIMSBURY, CT 06070-2015
Document Number	931-502
Book / Page	931 / 502
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.86
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9310505
Date	Jun 26, 2018
Instrument	00931/0505

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2048

Tax Assessment & Valuation

Source: Simsbury Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Simsbury Town
Unified School District	Simsbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,962.00	$291,620 (-) Land $80,850 Building $210,770	$204,134 Land $56,595 Building $147,539
2024	$9,962.00 (+7.36%)
2023	$9,279.00 (+8.96%)	$291,620 (+32.29%) Land $80,850 Building $210,770
2022	$8,516.00	$220,440 Land $87,890 Building $132,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-SIMSBURY REGIONAL private · serves 14,691 people · EPA ID CT1280021
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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