3 Harvard Rd, Gales Ferry, CT 06335 Property Records

Ledyard Town property record for 3 Harvard Rd, Gales Ferry, CT 06335

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1958
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,906 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LEDY M:90 B:900 L:3`

Property Details

APN / Parcel Number

Primary APN	`LEDY M:90 B:900 L:3`
Alternative APNs	`M:0090 B:0900 L:00003` `100480`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	3,182 sqft
Basement Area	1,320 sqft
Unfinished Basement	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	100480
Street Address	3 HARVARD RD
City	GALES FERRY
State	CT
Zip	06335-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	900
Legal Lot Number	3
Jurisdiction	LEDYARD CT
Township / Civil Division	LEDYARD
Census Block Group	5
Census Block	5007
Census Tract	701200

Owner

Source: Ledyard Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 HARVARD RD, GALES FERRY, CT 06335-1412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Jun 24, 2021	Warranty Deed, Transfer · Stand-Alone Refinance NAVY FCU
May 29, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEDYARD CT
Property Address	3 HARVARD RD, GALES FERRY, CT 06335-1412
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000606-601
Date	Jun 24, 2021
Book Page	606/601
Instrument	2021002039

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEDYARD CT
Recording Date	Jun 24, 2021
Property Address	3 HARVARD RD, GALES FERRY, CT 06335-1412
Document Number	000606-598
Book / Page	606 / 598
Instrument Date	Jun 23, 2021
Instrument	2021002038
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 HARVARD RD, GALES FERRY, CT 06335-1412

Mortgage

Document Number	2021002039
Date	Jun 24, 2021
Instrument	2021002039

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEDYARD CT
Recording Date	May 29, 2018
Property Address	3 HARVARD RD, GALES FERRY, CT 06335-1412
Document Number	566-191
Book / Page	000566 / 000191
Instrument Date	May 14, 2018
Instrument	1138
Transaction Type	Transfer
Record Updated	Jul 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HARVARD RD GALES FERRY CT 063351412, GALES FERRY, CT 06335-1412

Tax Assessment & Valuation

Source: Ledyard Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ledyard Town
Unified School District	Ledyard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,906.00 (+3.85%)	$190,300 (+49.62%) Land $48,700 Building $141,600	$329,534 (+270.13%)
2025	$4,724.00	$127,190 (+0.55%) Land $46,340 Building $80,850	$89,033 Land $32,438 Building $56,595
2024	$4,724.00 (+8.08%)
2023	$4,371.00 (+2.17%)	$126,490 (-) Land $46,340 Building $80,150
2022	$4,278.00	$126,490 Land $46,340 Building $80,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEDYARD WPCA, GALES FERRY SYSTEM serves 2,369 people · EPA ID CT0727051
Water Source	Purchased surface water from GROTON UTILITIES
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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