Polk County property record for 3 Harvard Ave, Frostproof, FL 33843
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,104 sqft · built 1963 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $30 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-32-13-932600-001450 |
| Primary APN | 27-32-13-932600-001450 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 639 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 1,984 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 785 sqft |
| Shed | 1 Shed |
| Utility Building | 80 sqft |
| Street Address | 3 HARVARD AVE |
|---|---|
| City | FROSTPROOF |
| State | FL |
| Zip | 33843-9745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | SUN RAY HOMES NO 3 PB 46 PG 15 BLK 1 LOT 45 |
| Legal Range | 27E |
| Legal Township | 32S |
| Legal Section | 13 |
| Legal Subdivision | SUN RAY HOMES NO 3 |
| Legal Tract | 932600 |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | POLK FL |
| Township / Civil Division | FROSTPROOF |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 15802 |
3 Harvard Ave is owned and occupied by an individual.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 HARVARD AVE, FROSTPROOF, FL 33843-9745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3 Harvard Ave was $30 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,112 (+2.7%) | $117,018 (+0.09%) Land $8,400 Building $108,618 | |
| 2025 | $30.00 Homeowner's exemption | $27,373 | $116,914 Land $8,400 Building $108,514 |
| 2023 | $559.00 (+10.91%) Homeowner's exemption | $26,254 (+3%) | $85,625 (+23.06%) Land $5,500 Building $80,125 |
| 2022 | $504.00 Homeowner's exemption | $25,489 | $69,580 Land $2,900 Building $66,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Harvard Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Harvard Ave is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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