3 Harrod St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 3 Harrod St, Concord, NH 03301

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,933 sqft · built 1890
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Sep 2022)
Tax Bill	$6,695 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:6523Z B:148`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:6523Z B:148`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,933 sqft Living Area
Gross Area	3,349 sqft
1st Floor Area	1,064 sqft
Attic	Attic
Attic Area	872 sqft
Basement Area	651 sqft
Unfinished Basement	651 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	3 HARROD ST
City	CONCORD
State	NH
Zip	03301-4410
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RD
Legal Block	148
Legal Lot Number	11
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3048
Census Tract	32400

Owner

3 Harrod St, a duplex, is owned by an individual who bought it in September 2022.

Source: Merrimack County and Concord City records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	243 PLEASANT ST, 42, CONCORD, NH 03301-2538
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage HARBORONE MTG LLC
Jun 28, 2019	Warranty Deed, Transfer EG CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2022 · Amount on File
Deed Sale	Sep 8, 2022 · Amount on File
Prior Sale	Jun 28, 2019 · Amount on File
Deed Document Number	202217333
Deed Book / Page	3804 / 2553
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Sep 8, 2022
Property Address	3 HARROD ST, CONCORD, NH 03301-4410
Document Number	0000017333
Book / Page	3804 / 2553
Instrument Date	Sep 8, 2022
Instrument	202200017333
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 PLEASANT ST UNIT 42, 42, CONCORD, NH 03301-2538

Mortgage

Document Number	0000017334
Date	Sep 8, 2022
Instrument	202200017334

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000017335
Date	Sep 8, 2022
Book Page	3804/2573
Instrument	202200017335

Lender

Name	NHFA

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	49 Months
Due	Oct 1, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	3 HARROD ST, CONCORD, NH 03301-4410
Document Number	0036731050
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HARROD ST CONCORD NH 033014410, CONCORD, NH 03301-4410

Mortgage

Document Number	0036731050
Date	Apr 21, 2020
Book Page	003673/001050
Instrument	7263

Lender

Name	HARBORONE MTG LLC
Address	MANCHESTER, NH 03101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jun 28, 2019
Property Address	3 HARROD ST, CONCORD, NH 03301-4410
Document Number	0036360331
Book / Page	003636 / 000331
Instrument Date	Jun 27, 2019
Instrument	10772
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	ACE TITLE

Transaction

Amount	Amount on Record
Tax	$1,830.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 HOOKSETT RD #103 MANCHESTER NH 031042632, 103, MANCHESTER, NH 03104-2632

Mortgage

Document Number	36360333
Date	Jun 28, 2019
Book Page	003636/000333
Instrument	10773

Lender

Name	EG CAPITAL LLC
Address	440 HANOVER ST, MANCHESTER, NH 03104-5101

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3 Harrod St was $6,695.

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,695.00	$230,000 Land $88,700 Building $141,300
2023	$6,178.00 (+3.74%)	$230,000 (-) Land $88,700 Building $141,300
2022	$5,955.00	$230,000 Land $88,700 Building $141,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3 Harrod St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Harrod St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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