3 Harris St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 3 Harris St, Peabody, MA 01960

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,210 sqft · built 1930
Lot Size	0.069 acres (3,023 sqft)
Owner	Individual Name on File
Last Sale	$123,750 (Oct 1997)
Tax Bill	$7,279 (2026)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0086 B:0043`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0086 B:0043`
Alternative APN	`10598`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,210 sqft Living Area
1st Floor Area	2,460 sqft
Basement Area	300 sqft
Unfinished Basement	300 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,023 sqft (0.069 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10598
Street Address	3 HARRIS ST
City	PEABODY
State	MA
Zip	01960-4668
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	BC
Legal Block	43
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	1
Census Block	1002
Census Tract	210800

Owner

3 Harris St, a triplex, is owned and occupied by an individual who bought it in October 1997.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 HARRIS ST, PEABODY, MA 01960-4668
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 1997 · Amount on File
Deed Sale	Oct 30, 1997 · Amount on File
Deed Book / Page	14398 / 196
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Recording Date	Jul 7, 2026
Property Address	3 HARRIS ST, PEABODY, MA 01960-4668
Document Number	0000002410
Book / Page	43491 / 474
Instrument Date	Jul 6, 2026
Instrument	20262410
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HARRIS ST, PEABODY, MA 01960-4668

Mortgage

Document Number	0000002410,
Date	Jul 7, 2026
Book Page	43491/474
Instrument	20262410

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 3 Harris St was $7,279, up 6.4% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,279.00 (+6.42%)	$768,600 (+4.05%) Land $202,600 Building $566,000
2025	$6,840.00 (+11.17%)	$738,700 (+9.49%) Land $187,700 Building $551,000
2024	$6,153.00 (+12.71%)	$674,700 (+17.67%) Land $187,700 Building $487,000
2023	$5,459.00	$573,400 Land $163,200 Building $410,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3 Harris St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2001–2011)
Most Recent Claim	Oct 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Harris St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20