3 Harriman Ave, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 3 Harriman Ave, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,623 sqft · built 1920
Lot Size0.343 acres (14,937 sqft)
Owner2 Individual Names on Record
Last Sale$489,000 (Sep 2019)
Tax Bill$7,193 (2025)
Deeds & MortgagesDec 2025 Second Mortgage
Oct 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNREAD M:021.0-0000-0282.0

Property Details

APN / Parcel Number

Primary APNREAD M:021.0-0000-0282.0
Alternative APNs
  • M:021.0=0000=0282.0
  • 84000000028
  • 840000000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,623 sqft Living Area
Gross Area2,108 sqft
1st Floor Area1,883 sqft
Basement Area482 sqft
Unfinished Basement241 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1970
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,937 sqft (0.343 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number84000000028
Street Address3 HARRIMAN AVE
CityREADING
StateMA
Zip01867-2416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group1
Census Block1000
Census Tract334200

Owner

Source: Middlesex County and Reading Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 HARRIMAN AVE, READING, MA 01867-2416
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 24, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
METRO CU
Oct 5, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
METRO CU
Sep 12, 2019Quit Claim Deed, Transfer · Conventional with PMI
METRO CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2019 · Amount on Record
Deed SaleSep 12, 2019 · Amount on Record
Prior SaleDec 8, 2003 · Amount on Record
Deed Document Number2019138234
Deed Book / Page73267 / 563
Prior Transfer DateSep 10, 2019
Prior Transfer Doc73267-563
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address3 HARRIMAN AVE, READING, MA 01867-2416
Transaction TypeMortgage
Record UpdatedJan 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0085056-71
DateDec 24, 2025
Book Page85056/71
Instrument158843
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term37 Months
DueJan 1, 2029

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address3 HARRIMAN AVE, READING, MA 01867-2416
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75805-509
DateOct 5, 2020
Book Page75805/509
Instrument179188
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term325 Months
DueNov 1, 2047

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateSep 12, 2019
Property Address3 HARRIMAN AVE, READING, MA 01867-2416
Document Number73267-563
Book / Page073267 / 000563
Instrument DateSep 10, 2019
Instrument138234
Transaction TypeTransfer
Record UpdatedOct 2, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,229.84
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 HARRIMAN AVE READING MA 018672416, READING, MA 01867-2416

Mortgage

Document Number73267-567
DateSep 12, 2019
Book Page073267/000567
Instrument138235
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term300 Months
DueSep 11, 2044

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,193.00 (-1.15%)$631,500 (+1.71%) Land $465,100 Building $166,400$684,000 (+2.87%)
2024$7,277.00 (-1.25%)$620,900 (+6.08%) Land $457,200 Building $163,700$664,905
2023$7,369.00$585,300 Land $430,800 Building $154,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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