3 Harold Ct, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 3 Harold Ct, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,402 sqft · built 1900
Lot Size	0.062 acres (2,700 sqft)
Owner	Trust Name on File
Tax Bill	$4,105 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0023 B:0025 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0023 B:0025 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	1,402 sqft Living Area
Gross Area	2,525 sqft
1st Floor Area	827 sqft
Basement Area	851 sqft
Unfinished Basement	851 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,700 sqft (0.062 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 HAROLD CT
City	GLOUCESTER
State	MA
Zip	01930-3432
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-5
Legal Block	25
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2018
Census Tract	221700

Owner

Source: Essex County and Gloucester City assessment roll, APN GLOU M:0023 B:0025 L:0000, as of April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	10 SAVILLE RD, GLOUCESTER, MA 01930-2314
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 11, 2003
Deed Sale	Sep 11, 2003
Prior Sale	Jan 01, 1975 · Amount on Record
Deed Book / Page	21735 / 519
Record Updated	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	3 HAROLD CT, GLOUCESTER, MA 01930-3432
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36255-523
Date	Oct 16, 2017
Book Page	36255/523
Instrument	439

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll as of April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,105.00 (+1.99%)	$422,300 (+2.08%) Land $121,900 Building $300,400
2024	$4,025.00	$413,700 Land $116,100 Building $297,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092217002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (2007–2018)
Most Recent Claim	Jan 2018 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 896 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3107000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.