3 Harmony Rd, Pawling, NY 12564 Property Records

Dutchess County and Pawling Town property record for 3 Harmony Rd, Pawling, NY 12564

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 784 sqft · built 1960
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,612 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`134089-6956-00-831596-0000`

Property Details

APN / Parcel Number

Primary APN	`134089-6956-00-831596-0000`
Alternative APNs	`408900695600008315960000` `134089 6.956-0-831.596` `11831596`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	784 sqft Living Area
1st Floor Area	784 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	175 ft deep x 175 ft wide
View / Lot	Rural
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	11831596
Street Address	3 HARMONY RD
City	PAWLING
State	NY
Zip	12564-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	.70 AC
Legal Lot Number	831
Jurisdiction	DUTCHESS NY
Township / Civil Division	PAWLING
Census Block Group	3
Census Block	3019
Census Tract	110003

Owner

3 Harmony Rd is owned and occupied by two individuals.

Source: Dutchess County and Pawling Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 HARMONY RD, PAWLING, NY 12564-3105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU
Oct 9, 2018	Deed of Trust, Mortgage · Line of Credit HUDSON VLY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	3 HARMONY RD, PAWLING, NY 12564-3105
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000413
Date	Feb 27, 2024
Instrument	413

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2044

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	3 HARMONY RD, PAWLING, NY 12564-3105
Document Number	0000006867
Instrument Date	Oct 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018
Title Company	NORTH RIVER ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HARMONY RD PAWLING NY 125643105, PAWLING, NY 12564-3105

Mortgage

Document Number	0000006867
Date	Nov 2, 2018
Instrument	6867

Lender

Name	HUDSON VLY FCU
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Harmony Rd was $2,612 with exemptions applied.

Source: Dutchess County and Pawling Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Pawling Town
Unified School District	Pawling Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,612.00	$69,500 Land $21,200 Building $48,300	$234,700
2023		$69,500 (-) Land $21,200 Building $48,300	$212,000 (+18.17%) Land $64,668 Building $147,332
2022		$69,500 Land $21,200 Building $48,300	$179,400 Land $54,723 Building $124,677
2020	$2,903.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Harmony Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Harmony Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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