3 Hardy Ct, Baltimore (Towson), MD 21204 Property Records

Baltimore County property record for 3 Hardy Ct, Baltimore, MD 21204

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,491 sqft · built 1985
Lot Size	0.285 acres (12,434 sqft)
Owner	2 Individual Names on File
Last Sale	$489,000 (Aug 2010)
Tax Bill	$6,750 (2024)
Deeds & Mortgages	Jul 2025 Line of Credit Dec 2023 Second Mortgage + 1 more
APN	`09-1800014171`

Property Details

APN / Parcel Number

Primary APN	`09-1800014171`
Alternative APNs	`91800014171` `1800014171`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,491 sqft Living Area
Gross Area	2,819 sqft
1st Floor Area	1,523 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,434 sqft (0.285 acres)
Lot Dimensions	170 ft deep x 71 ft wide
Porch	Enclosed Porch
Porch Area	328 sqft
Deck Area	146 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1800014171
Street Address	3 HARDY CT
City	TOWSON
State	MD
Zip	21204-3865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DR35
Legal Description	12434 SQ FT .2854 AC OFFUTT ESTATES
Legal Subdivision	OFFUTT ESTATES
Legal Block	1
Legal Lot Number	3
Jurisdiction	BALTIMORE MD
Township / Civil Division	9
Census Block Group	1
Census Block	1006
Census Tract	490703

Owner

3 Hardy Ct is owned and occupied by two individuals who bought it in August 2010.

Source: Baltimore County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 HARDY CT, TOWSON, MD 21204-3865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND
Dec 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FINANCIAL FCU OF MARYLAND
Mar 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL OF MD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2010 · Amount on File
Deed Sale	Aug 11, 2010 · Amount on File
Prior Sale	Sep 8, 1986 · Amount on File
Deed Document Number	2010410668
Deed Book / Page	29742 / 293
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3 HARDY CT, BALTIMORE, MD 21204-3865
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0503040190
Date	Jul 16, 2025
Book Page	50304/190

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	SPARKS GLENCOE, MD 21152

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3 HARDY CT, BALTIMORE, MD 21204-3865
Transaction Type	Mortgage
Record Updated	Dec 15, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0486000404
Date	Dec 7, 2023
Book Page	48600/404

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	SPARKS GLENCOE, MD 21152

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 1, 2038

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3 HARDY CT, BALTIMORE, MD 21204-3865
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	KING TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0387310136
Date	Mar 13, 2017
Book Page	0038731/136

Lender

Name	FIRST FINANCIAL OF MD FCU
Type	Non-Lending Institution
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$579,500 Land $134,400 Building $445,100	$579,500 Land $134,400 Building $445,100
2024	$6,750.00 (+100.3%)
2023	$3,370.00 Homeowner's exemption	$500,833	$579,500 Land $134,400 Building $445,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3 Hardy Ct; there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Hardy Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.

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