Franklin County and Malone Town property record for 3 Harding St, Malone, NY 12953 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,672 sqft · built 1925 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Apr 2023) |
| Tax Bill | $3,759 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jul 2022 Sale |
| APN | 2.-075-09 |
| Primary APN | 2.-075-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,672 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| 2nd Floor Area | 572 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Width | 71 ft Width |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 332 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2.-075-09 |
|---|---|
| Street Address | 3 HARDING ST |
| City | MALONE |
| State | NY |
| Zip | 12953-2208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECD BLOCK423 LOT12 |
| Legal Block | 6 |
| Legal Lot Number | 13.000 |
| Jurisdiction | FRANKLIN NY |
| Township / Civil Division | MALONE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950501 |
Source: Franklin County and Malone Town records · APN 2.-075-09
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 HARDING ST, MALONE, NY 12953-2208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage NORTH COUNTRY SAVINGS BANK |
| Jul 29, 2022 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 12, 2023 · Amount on Record |
| Deed Sale | Apr 12, 2023 · Amount on Record |
| Prior Sale | Jul 29, 2022 · Amount on Record |
| Deed Document Number | 20231521 |
| Prior Transfer Date | Apr 11, 2023 |
| Prior Transfer Doc | 0000001521 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Recording Date | Apr 12, 2023 |
| Property Address | 3 HARDING ST, MALONE, NY 12953-2208 |
| Document Number | 0000001521 |
| Instrument Date | Apr 11, 2023 |
| Instrument | 2023-1521 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 FREDERICK ST, MALONE, NY 12953-2403 |
| Document Number | 0000001522 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 2023-1522 |
| Name | NORTH COUNTRY SAVINGS BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Recording Date | Jul 29, 2022 |
| Property Address | 3 HARDING ST, MALONE, NY 12953-2208 |
| Document Number | 0000004092 |
| Instrument Date | Jul 13, 2022 |
| Instrument | 2022-4092 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 292 COUNTY ROUTE 8, BRUSHTON, NY 12916-4502 |
Source: Franklin County and Malone Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Franklin County |
| County Subdivision | Malone Town |
| Municipality | Malone Village |
| Unified School District | Malone Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,759.00 | $68,000 (-) Land $8,100 Building $59,900 | $125,926 (+11.11%) Land $15,000 Building $110,926 |
| 2023 | $68,000 Land $8,100 Building $59,900 | $113,333 Land $13,500 Building $99,833 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360339505013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1998, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Low above 6% of the US · above 9% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 402 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Atlas Connectivity | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Westelcom Network, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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