Cumberland County and Baldwin Town property record for 3 Harding Rd, West Baldwin, ME 04091 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Ranch |
| Year Built | Built 2010 |
| Square Footage | 1,064 sqft Living Area |
| Lot Size | 56,628 sqft (1.3 acres) |
| Last Sale | $365,000 (2025) |
| Tax Bill | $2,984.00 (2025) |
| Primary APN | M:006 L:011-A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,064 sqft Living Area |
| Gross Area | 2,432 sqft Gross Area |
| 1st Floor | 1,064 sqft 1st Floor |
| Basement Area | 1,064 sqft Basement |
| Unfinished Basement | 1,064 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 56,628 sqft (1.3 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 356 |
|---|---|
| Street Address | 3 HARDING RD |
| City | WEST BALDWIN |
| State | ME |
| Zip | 04091-3105 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 11 |
| Legal Lot Number | A |
| Jurisdiction | BALDWIN ME |
| Minor Civil Division | BALDWIN |
| Census Blockgroup | 3 |
| Census Block | 3050 |
| Census Tract | 16500 |
Source: Cumberland County and Baldwin Town records · APN M:006 L:011-A
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 LIBERTY AVE, BIDDEFORD, ME 04005-3810 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 04, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance UNITED WHOLESALE MORTGAGE |
| Nov 07, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 03, 2017 | Deed of Trust, Mortgage BANGOR SAVINGS BANK |
| Sep 14, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CMG MORTGAGE INC |
| Sep 05, 2017 | Intrafamily Transfer, Transfer MERRIMACK MTG CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 07, 2025 · Amount on Record |
| Deed Sale | Nov 07, 2025 · Amount on Record |
| Prior Sale | Sep 14, 2021 · Amount on Record |
| Deed Doc Number | 202546594 |
| Deed Book / Page | 41856 / 114 |
| Transfer Doc | 0342860213 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN ME |
| Property Address | 3 HARDING RD, WEST BALDWIN, ME 04091-3105 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0376500207 |
|---|---|
| Date | Jan 04, 2021 |
| Book Page | 37650/207 |
| Instrument | 268 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN ME |
| Recording Date | Nov 07, 2025 |
| Property Address | 3 HARDING RD, WEST BALDWIN, ME 04091-3105 |
| Document Number | 0418560114 |
| Book / Page | 41856 / 114 |
| Instrument Date | Nov 07, 2025 |
| Instrument | 46594 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14 LIBERTY AVE, BIDDEFORD, ME 04005-3810 |
| Document Number | 0000046595 |
|---|---|
| Date | Nov 07, 2025 |
| Instrument | 46595 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN ME |
| Property Address | 3 HARDING RD, WEST BALDWIN, ME 04091-3105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0339820215 |
|---|---|
| Date | May 03, 2017 |
| Book Page | 33982/0215 |
| Instrument | 000000019805 |
| Name | BANGOR SAVINGS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 156 Months |
| Due | May 19, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN ME |
| Recording Date | Sep 14, 2021 |
| Property Address | 3 HARDING RD, WEST BALDWIN, ME 04091-3105 |
| Document Number | 0386560218 |
| Book / Page | 38656 / 218 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 66327 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 ENDFIELD ST, PORTER, ME 04068-3500 |
| Document Number | 0000066328 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 66328 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALDWIN ME |
| Recording Date | Sep 05, 2017 |
| Property Address | 3 HARDING RD, WEST BALDWIN, ME 04091-3105 |
| Document Number | 0342860213 |
| Book / Page | 34286 / 0213 |
| Instrument | 000000044511 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000044512 |
|---|---|
| Date | Sep 05, 2017 |
| Instrument | 000000044512 |
| Name | MERRIMACK MTG CO |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 05, 2047 |
Source: Cumberland County and Baldwin Town records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Baldwin Town |
| Unified School District | School Administrative District 55 (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,984.00 (-0.63%) | $186,500 (-) Land $23,000 Building $163,500 |
| 2024 | $3,003.00 (+13.62%) | $186,500 (-) Land $23,000 Building $163,500 |
| 2023 | $2,643.00 (+14.12%) | $186,500 (-) Land $23,000 Building $163,500 |
| 2022 | $2,316.00 | $186,500 Land $23,000 Building $163,500 |
Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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