3 Harding Cir, Enfield, CT 06082 Property Records

Enfield Town property record for 3 Harding Cir, Enfield, CT 06082

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,492 sqft · built 1967
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jul 2018)
Tax Bill	$6,753 (2025)
Deeds & Mortgages	Oct 2021 Refinance Dec 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ENFI M:090 L:0168`

Property Details

APN / Parcel Number

Primary APN	`ENFI M:090 L:0168`
Alternative APNs	`M:0803 B:0001 L:0010` `80300010010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,492 sqft Living Area
Gross Area	4,190 sqft
1st Floor Area	1,060 sqft
Attic	Attic
Attic Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,295 sqft (0.42 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	80300010010
Street Address	3 HARDING CIR
City	ENFIELD
State	CT
Zip	06082-5312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R44
Legal Lot Number	168
Jurisdiction	ENFIELD CT
Township / Civil Division	ENFIELD
Census Block Group	2
Census Block	2009
Census Tract	481000

Owner

Source: Enfield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 HARDING CIR, ENFIELD, CT 06082-5312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Dec 10, 2019	Deed of Trust, Mortgage · Line of Credit FREEDOM CU
Dec 14, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 2, 2018	Warranty Deed, Transfer NORTHPOINT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Prior Sale	Feb 28, 1997 · Amount on Record
Deed Book / Page	2698 / 266
Transfer Doc	2709-1285
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	3 HARDING CIR, ENFIELD, CT 06082-5312
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2817-826
Date	Oct 19, 2021
Book Page	2817/826
Instrument	2022006661

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	3 HARDING CIR, ENFIELD, CT 06082-5312
Document Number	2742-189
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HARDING CIR ENFIELD CT 060825312, ENFIELD, CT 06082-5312

Mortgage

Document Number	2742-189
Date	Dec 10, 2019
Book Page	002742/000189

Lender

Name	FREEDOM CU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 9, 2039

Interest

Rate Type	Adjustable Rate

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ENFIELD CT
Recording Date	Dec 14, 2018
Property Address	3 HARDING CIR, ENFIELD, CT 06082-5312
Document Number	2709-1285
Book / Page	002709 / 001285
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HARDING CIR ENFIELD CT 060825312, ENFIELD, CT 06082-5312

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	Jul 2, 2018
Property Address	3 HARDING CIR, ENFIELD, CT 06082-5312
Document Number	2698-266
Book / Page	2698 / 266
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	26980268
Date	Jul 2, 2018
Instrument	02698/0268

Lender

Name	NORTHPOINT MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2048

Tax Assessment & Valuation

Source: Enfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Enfield Town
Unified School District	Enfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,753.00	$192,400 (+0.42%) Land $62,700 Building $129,700	$134,680 Land $43,890 Building $90,790
2024	$6,753.00 (+5.02%)
2023	$6,430.00 (+8.63%)	$191,600 (-) Land $62,700 Building $128,900
2022	$5,919.00	$191,600 Land $62,700 Building $128,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAZARDVILLE WATER COMPANY private · serves 18,544 people · EPA ID CT0490021
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harding Cir

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