3 Harbor Rd, Orleans, MA 02653 Property Records

Barnstable County and Orleans Town property record for 3 Harbor Rd, Orleans, MA 02653

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,196 sqft · built 1986
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$945,000 (Dec 2020)
Tax Bill	$8,197 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ORLE M:021.0 B:0028 L:0000.0`

Property Details

APN / Parcel Number

Primary APN	`ORLE M:021.0 B:0028 L:0000.0`
Alternative APN	`903`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,196 sqft Living Area
Gross Area	3,665 sqft
Basement Area	731 sqft
Unfinished Basement	731 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1998
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	903
Street Address	3 HARBOR RD
City	ORLEANS
State	MA
Zip	02653-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	28
Jurisdiction	ORLEANS MA
Township / Civil Division	ORLEANS
Census Block Group	1
Census Block	1023
Census Tract	10500

Owner

3 Harbor Rd is owned by an individual who bought it in December 2020.

Source: Barnstable County and Orleans Town records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	390 HILLSIDE ST, MILTON, MA 02186-5223
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on File
Deed Sale	Dec 15, 2020 · Amount on File
Prior Sale	Mar 23, 2012 · Amount on File
Deed Book / Page	33578 / 94
Prior Transfer Date	Dec 10, 2020
Prior Transfer Doc	33578-94
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORLEANS MA
Recording Date	Dec 15, 2020
Property Address	3 HARBOR RD, ORLEANS, MA 02653-2300
Document Number	33578-94
Book / Page	33578 / 94
Instrument Date	Dec 10, 2020
Instrument	71490
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 HARBOR RD, ORLEANS, MA 02653-2300

Mortgage

Document Number	71491
Date	Dec 15, 2020
Instrument	71491

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3 Harbor Rd was $8,197, up 5.5% from the year before.

Source: Barnstable County and Orleans Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Orleans Town
Secondary School District	Nauset School District (06 - 12)
Elementary School District	Orleans School District (KG - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,197.00 (+5.48%)	$1,313,700 (+8.36%) Land $611,100 Building $702,600	$1,252,955
2024	$7,771.00 (+13.99%)	$1,212,300 (+10.79%) Land $599,000 Building $613,300
2023	$6,817.00	$1,094,200 Land $504,300 Building $589,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Harbor Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	10 (1978–2026)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 3 claims Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Harbor Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLEANS WATER DEPARTMENT serves 17,460 people · EPA ID MA4224000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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