3 Harbor Pointe Cir, Bloomington, IL 61704 Property Records

McLean County property record for 3 Harbor Pointe Cir, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,668 sqft · built 1987
Lot Size	0.272 acres (11,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$211,000 (Jul 2019)
Tax Bill	$7,887 (2024)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Aug 2016 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`14-25-178-013`

Property Details

APN / Parcel Number

Primary APN	`14-25-178-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,668 sqft Living Area
Gross Area	4,532 sqft
1st Floor Area	1,418 sqft
Basement Area	1,418 sqft
Finished Basement	1,110 sqft
Unfinished Basement	308 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	11,836 sqft (0.272 acres)
Lot Dimensions	125 ft deep x 95 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 HARBOR POINTE CIR
City	BLOOMINGTON
State	IL
Zip	61704-1400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	NORTH POINTE NO 4 LOT 302
Legal Range	02E
Legal Township	24N
Legal Section	25
Legal Subdivision	NORTH POINTE
Legal Lot Number	302
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1009
Census Tract	506

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 HARBOR POINTE CIR, BLOOMINGTON, IL 61704-1400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC
Aug 16, 2016	Trustee's Deed, Foreclosure · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	Aug 16, 2016 · Amount on Record
Deed Document Number	201910373
Prior Transfer Date	Dec 26, 2012
Prior Transfer Doc	0000013872
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 8, 2019
Property Address	3 HARBOR POINTE CIR, BLOOMINGTON, IL 61704-1400
Document Number	201900010373
Map Reference	DOC 1985-4721
Instrument Date	Jun 28, 2019
Instrument	2019-00010373
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HARBOR POINTE CIR, BLOOMINGTON, IL 61704-1400

Mortgage

Document Number	201900010374
Date	Jul 8, 2019
Instrument	2019-00010374

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

August 2016: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 16, 2016
Property Address	3 HARBOR POINTE CIR, BLOOMINGTON, IL 61704-1400
Document Number	201600015208
Map Reference	DOC1985-4721
Instrument Date	Aug 5, 2016
Instrument	2016-00015208
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 HARBOR POINTE CIR, BLOOMINGTON, IL 61704-1400

Mortgage

Document Number	201600015209
Date	Aug 16, 2016
Instrument	2016-00015209

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2031

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$109,697 (+28.04%) Land $28,355 Building $81,342	$329,091 (+28.04%) Land $85,065 Building $244,026
2024	$7,887.00 (+16.84%)
2023	$6,750.00	$85,673 Land $22,145 Building $63,528	$257,019 Land $66,435 Building $190,584

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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